Best Credit Card In UAE
+971

MINIMUM SALARY

AED 5,000

RATE

3.19%

ANNUAL FEE

AED 0

  • Dining Offers
  • Airport Lounge Access
  • Air Miles
  • No annual fee
  • High cashback rates at ADCOOP & Spar Abu Dhabi
  • Exclusive discounts at ADCOOP & Spar outlets

MINIMUM SALARY

AED 5,000

RATE

3.19%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • 4% cashback on all purchases at Spar and Abu Dhabi COOP Supermarket and Hypermarket outlets
  • 0.4% cashback on all other purchases
  • Exclusive discounts of up to 50% off at Spar and Abu Dhabi COOP Supermarket and Hypermarket outlets
  • Monthly instalment plan at 0% per month for purchases at Spar and Abu Dhabi COOP Supermarkets and Hypermarkets
  • Unlimited free access to 10+ airport lounges across GCC
  • 50% value back on cinema spend anytime, anywhere in UAE
  • 20% discounts on Careem rides twice a month
  • Hundreds of buy 1 get 1 offers across hotels , dining, spas, leisure and entertainment in Middle East & Africa
  • Exciting discounts of up to 40% at 250+ across renowned shopping, leisure & entertainment partners
  • 0% interest instalment plan for up to 6 months on spend at 30+ partner outlets. No processing fees

Reward Features

Earn Cashback:

  • 4% cashback on all purchases at Spar and Abu Dhabi COOP Supermarket and Hypermarket outlets
  • 0.4% cashback on all other retail purchases

Conditions: You need to spend at least AED 500 per month to earn cashback. Maximum cashback amount is AED 4,800 per year.

Things To Be Aware Of

  • 5th supplementary onwards fee is AED 105

MINIMUM SALARY

AED 5,000

RATE

3.19%

ANNUAL FEE

AED 262

  • Balance Transfer
  • High cashback rate on all spends

MINIMUM SALARY

AED 5,000

RATE

3.19%

ANNUAL FEE

AED 262

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • 3% cashback on all your card transactions up to AED 3,600 per year
  • Bonus 0.5% cashback on all daily transactions if you choose to revolve your payments
  • Cashback redemption anytime within two years
  • Balance transfer facility available
  • Free online and mobile banking

Reward Features

Cashback

3% cashback on all your card transactions up to AED 3,600 per year

Things To Be Aware Of

  • Max cashback is AED 3,600 per year

MINIMUM SALARY

AED 5,000

RATE

3.19%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Balance Transfer
  • 50% value back on cinema spends
  • Earn UNBmiles on all spends

MINIMUM SALARY

AED 5,000

RATE

3.19%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Earn 1 UNBmile for every 1.5 AED you spend
  • 50% movie cashback as UNB miles
  • Special discounts on Marhaba and Golden Class services at Dubai and Abu Dhabi airports
  • Exclusive dining, shopping and entertainment offers
  • Instalment plans of up to 12 months for purchases at leading UAE outlets
  • Credit Shield insurance against personal accident and loss of employment
  • Balance transfer facility available
  • Interest-free grace period of up to 50 days
  • Free online and mobile banking
  • Free SMS notifications & e-statements

Reward Features

Earn Rewards

  • 1 UNBmile for every AED 1.5 spend
  • Movie cashback - 50% (up to AED 125 per month)

MINIMUM SALARY

AED 18,000

RATE

3.19%

ANNUAL FEE

AED 0

  • Golf offers
  • Cinema Tickets
  • Balance Transfer
  • Earn cashback on all spends
  • Complimentary Marhaba services

MINIMUM SALARY

AED 18,000

RATE

3.19%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Earn 1.5% cashback on your total spend
  • Exclusive dining, shopping and entertainment offers
  • 10 Complimentary tickets on Sundays in a month at VOX Standard and 20% off at Roxy
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Complimentary Marhaba and Golden Class services at Dubai and Abu Dhabi airports
  • Instalment plans of up to 12 months for purchases at leading UAE outlets
  • Free online and mobile banking
  • Free SMS notifications & e-statements
  • Balance transfer facility available

Reward Features

Earn Cashback

Earn 1.5% cashback on your total spend