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MINIMUM SALARY

AED 20,000

RATE

3.25%

ANNUAL FEE

AED 1049

  • Golf offers
  • Valet Parking
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Air Miles
  • 15% rewards for spends at dnata Travel and Emirates Leisure
  • 10% rewards for spends at MMI / Al Hamra Cellar and Le Clos
  • 0% bank fee for foreign transactions
  • Complimentary airport lounge access to over 1000 lounges
  • 10% rewards for Duty Free Shopping worldwide

MINIMUM SALARY

AED 20,000

RATE

3.25%

ANNUAL FEE

AED 1,049

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

Introductory offer : Up to AED 2,500 worth travel vouchers
AED 1,000 travel voucher on paying the joining fee
AED 1,500 travel voucher on retail spends of AED 25,000 in the first 3 billing statements

Key Features

  • Earn dnata Points on Spends:
  • 15% at Costa Coffee, City Sightseeing, Giraffe, and dnata Travel
  • 10% at MMI, Al Hamra Cellar, Arabian Adventures, Le Clos, and Duty-Free shopping
  • 1.5% on all other retail spends
  • Valet Parking: 4 free valet services/month (1 hour each) in Abu Dhabi.
  • Movie Benefits at VOX Cinema: Enjoy buy-1-get-1 free VOX Cinema tickets
  • Golf Privileges: Free access to UAE golf courses with AED 30 processingfee.
  • Concierge Services: Assistance with airport transfers, car services, and more.
  • Lounge Access: Free airport lounge access with Mastercard Travel Pass.
  • Hertz Car Rental: Skip queues, 15% off, priority service, free upgrades.
  • Avis Car Rental: 35% off rentals, free upgrades, 10% off chauffeurs.
  • Bicester Village: Up to 60% off luxury brands, extra VIP discounts.
  • MyUS Shipping: Free 2-year membership, 30% off first-month shipping.
  • Travel Insurance: Up to $500K coverage for accidents, trip delays, and more.
  • Farfetch Discount: 10% off full-priced luxury fashion items.
  • Salik Auto Top-Up: Automatic Salik recharges for primary and supplementary cards.
  • Lingokids Offer: 2 months free + 30% off subscriptions for new users.
  • Booking.com Cashback: Get up to 10% cashback on hotel bookings.
  • Costa Airport Offer: 4 free food/drink items at Dubai airport outlets.
  • Lime Rides: 10% off up to 4 scooter or e-bike rentals.

Reward Features


Earn dnata rewards

  • dnata Points Discount are applicable on total spend: 1 dnata Point = AED1. dnata Points never expire 
  • Earn dnata Points for every spend on your dnata World Mastercard, with accelerated rewards at partner stores across travel, dining, leisure and entertainment
  • Earn 15% dnata Points on dnata Travel and City Sightseeing
  • Earn 15% dnata Points at Emirates Leisure Retail (Costa, Pret A Manger, The Noodle House, Giraffe, Nuevo, Asian Street Kitchen, The Kitchen by Wolfgang Puck, Mr Toad’s Pub and Kitchen, The Sports Shack, Jack’s Bar & Grill, Seafarers, The Draft House, The Hangar and Breakwater Café.)
  • Earn 10% dnata Points at Arabian Adventures, MMI, Al Hamra Cellar and Le Clos
  • Earn 10% dnata Points on Duty Free Shopping Worldwide
  • Earn 1.5% dnata Points on all retail spend

Things To Be Aware Of

  • Specific spend categories earn lower rewards
  • Max spend cap for spends on participating partners

Who is Eligible for a Emirates NBD Credit cards for AED 18000 to 20000?

To apply for a Emirates NBD Credit cards, you need to meet these eligibility criteria:

  • Minimum Salary: AED 18000 per month

  • Age: 21 years and above

  • Residency: UAE nationals and expatriates

  • Employment Type: Salaried or self-employed professionals

Documents Required

Prepare the following documents before applying:

  • Emirates ID (for UAE residents)

  • Passport & Visa Copy (for expatriates)

  • Salary Certificate from employer

Bank Statements (last 3-6 months)

FAQs

You need to earn a minimum salary of AED 18000, be 21 years or older, and provide necessary documents such as Emirates ID, salary certificate, and bank statements.

Some cards require a salary transfer, while others do not. Check the terms and conditions of each card before applying.

Credit limits vary based on your salary, credit history, and bank policies.