Best Credit Card In UAE

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+971

Minimum salary AED 5,000*

MINIMUM SALARY

AED 5,000

RATE

2.59%

ANNUAL FEE

AED 400

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Air Miles
  • 25% savings on 1-day tickets
  • 15% dis. on F&B & 10% discount on merchandise inside parks
  • Q-Fast privileges

MINIMUM SALARY

AED 5,000

RATE

2.59%

ANNUAL FEE

AED 400

Non AED Transaction Fee

3.90%

Cash Advance Fee

3.00 % / Min 100

Key Features

  • 25% savings on 1-day tickets
  • 15% discount on F&B & 10% discount on merchandise inside the Parks
  • Q-Fast privileges
  • Complimentary airport lounge access across the Middle East and North Africa
  • Customers can avail 50% discount on any cinema upto AED 100 per month. There is a spend requirement of AED 2000 to avail the cashback.
  • Access to select premium health clubs across the UAE
  • Access to dozens of incredible discount offers from MasterCard’s Priceless Cities
  • 50% discount on Movie Tickets in Cinemas across the UAE
  • Access to select premium health clubs across the UAE
  • Card fraud protection
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Mastercard Buy 1 Get 1 free offers
  • Car rental offers from Avis
  • Enjoy an upto 30% discount on international roundtrip airfare & hotel bookings from Cleartrip
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase

Reward Features

Earn Amazing Points

  • For every 1 AED spent within UAE - 1 Amazing point
  • For every 1 AED spent overseas - 2 Amazing points
  • A maximum of 120,000 Amazing points can be earned in a calendar month
  • Redeem your Amazing Points for gift vouchers from a vast choice of partners including Alshaya brands, Sharaf DG, Joyalukkas, numerous shopping malls and many more.

Things To Be Aware Of

  • Cinema 50% off needs min spend of AED 2,000 p.m

MINIMUM SALARY

AED 30,000

RATE

2.59%

ANNUAL FEE

AED 1,500

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
  • Exclusive discounts at Dubai Parks & Resorts
  • 30% savings on 1-day tickets
  • 15% dis. on F&B & 10% dis. on merchandise inside the parks
  • Q-Fast privileges

MINIMUM SALARY

AED 30,000

RATE

2.59%

ANNUAL FEE

AED 1,500

Non AED Transaction Fee

3.90%

Cash Advance Fee

3.00 % / Min 100

Key Features

  • One Complimentary Annual Pass to a chosen Park providing year-long unlimited access
  • 30% savings on 1-day tickets
  • 15% discount on F&B & 10% discount on merchandise inside the Parks
  • Q-Fast privileges
  • Complimentary airport lounge access worldwide with Loungekey
  • Customers can avail 50% discount on any cinema upto AED 100 per month. There is a spend requirement of AED 2000 to avail the cashback.Access to select premium health clubs across the UAE
  • Complimentary multi-trip travel insurance
  • Card fraud protection
  • Access to dozens of incredible discount offers from MasterCard’s Priceless Cities.
  • Hertz Gold Plus Rewards® Five Star Membership
  • Starwood Hotels & Resorts Complimentary Hotel Nights
  • Buy-1-Get-1-Free Entertainer Offers
  • Cleartrip Airline Discount
  • Luxury Serviced Apartment Discounts
  • Fairmont, Raffles, and Swissotel Spa Offer
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Luxury outlet shopping offers and benefits at Bicester outlet villages in Europe
  • MyUS Online shopping benefits and offers
  • Complimentary nights at select Marriott Bonvoy properties worldwide
  • Car rental offers from Avis & Hertz including Hertz Gold Plus Rewards® Five Star membership
  • Enjoy a 10% discount on any international roundtrip airfare from Cleartrip
  • Travel insurance cover upto $500,000 covering the cardholder & family
  • Complimentary travel insurance confirmation letter (for e.g. for Schengen Visa)

Reward Features

Earn Amazing Points

  • For every 1 AED spent within UAE - 1 Amazing point
  • For every 1 AED spent overseas - 2 Amazing points
  • A maximum of 120,000 Amazing points can be earned in a calendar month
  • Redeem your Amazing Points for gift vouchers from a vast choice of partners including Alshaya brands, Sharaf DG, Joyalukkas, numerous shopping malls and many more.

Things To Be Aware Of

  • Cinema 50% off needs min spend of AED 2,000 p.m

MINIMUM SALARY

AED 5,000

RATE

3.50%

ANNUAL FEE

AED 0

  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
  • Air Miles
  • 5% cashback on online purchases, utility bills, school fees
  • 5% cashback at the supermarket
  • 1% Cashback on everything else
  • Unlimited Airport Lounge access
  • 20% off on Careem rides

MINIMUM SALARY

AED 5,000

RATE

3.50%

ANNUAL FEE

AED 0

Non AED Transaction Fee

3.90%

Cash Advance Fee

3.00 % / Min 100

Joining Offers

No Annual fee

Key Features

  • 5% cashback on online purchases including utility bills, travel bookings, school fees, fashion, electronics and everything else you buy online.
  • Up to 10% additional cashback on 1,500+ ecommerce sites with www.shopsmart.ae
  • Complimentary airport lounge access across MENA
  • Access to premium health clubs
  • Mastercard Priceless Cities offers
  • Travel and lifestyle benefits
  • Special offers and 0% payment plans across a range of premium partners.

Reward Features

Earn Cashback: 

Dubai First Cashback Card offers unlimited cashback with instant earning & redemption through the Dubai First Mobile app. 

  • 5% cashback on online purchases (including utility bills, travel bookings, school fees, fashion, electronics and everything else you buy online)
  • 5% cashback at the supermarket
  • 1% cashback on everything else
  • Unlimited cashback earning
  • No minimum spend
  • Cashback everywhere you shop
  • Up to 10% additional cashback on 1,500+ ecommerce sites with Shopsmart

The Dubai First Cashback Card offers unlimited cashback as well as instant earning and redemption through the Dubai First Mobile App.

Things To Be Aware Of

  • Cashback is capped at max AED 1,000 p.m
  • 2.5% cashback if total spend is more than AED 20,000 p.m

MINIMUM SALARY

AED 8,000

RATE

2.58%

ANNUAL FEE

AED 200

  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Air Miles
  • Earn 30,000 Bonus Dubai Mementos
  • Earn up to 2 Dubai Mementos for every Dirham spent
  • 50% off Movie Tickets, anytime, anywhere

MINIMUM SALARY

AED 8,000

RATE

2.58%

ANNUAL FEE

AED 200

Non AED Transaction Fee

3.90%

Cash Advance Fee

3.00 % / Min 100

Joining Offers

Welcome Bonus

  • Earn 30,000 Bonus Dubai Mementos in the first three months with your new Dubai Moments Platinum Card.
  • Average monthly spend of  AED 5000 within 90 days of Credit Card issuance.

Key Features

  • Earn up to 2 Dubai Mementos for every Dirham spent
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Customers can avail 50% discount on any cinema upto AED 100 per month. There is a spend requirement of AED 2000 to avail the cashback.
  • Complimentary Airport Lounge across the globe
  • Complimentary Valet Parking in locations across Dubai and Abu Dhabi
  • Access to premium health clubs
  • Dozens of special discount, shopping and travel discounts across the UAE
  • MasterCard Priceless Cities offers
  • Buy-1-Get-1-Free Entertainer Offers
  • Purchase protection
  • Car rental offers from Avis
  • Enjoy an upto 30% discount on international roundtrip airfare & hotel bookings from Cleartrip
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase

Reward Features

Earn Dubai Memento Points 

  • Earn Dubai Memento Points
  • Earn 2 Dubai Mementos for every AED 1 spent in Dubai
  • Earn 1 Dubai Memento for every AED 1 spent in other Emirates
  • Earn 2 Dubai Mementos for every AED 1 spent outside UAE
  • Redemption partners include AlShaya, Dubai Festival City, Oasis Center, Abu Dhabi Mall, Joyalukkas, Etisalat and many more.

 

Yearly Guaranteed Rewards

Spend AED 100,000 or more on retail purchases during the year to qualify for Bonus Mementos equivalent to the value of your total retail purchases**. For example, an accumulated spend of AED 110,000 during the course of one year of your membership will earn you 110,000 Bonus Mementos. These Mementos will be awarded after your anniversary date, upon your request. You can redeem Bonus Mementos for the full set of redemption options available.

Things To Be Aware Of

  • Cinema 50% off needs min spend of AED 2,000 p.m
  • Valet offer requires min spend of AED 2,000 p.m

MINIMUM SALARY

AED 5,000

RATE

2.59%

ANNUAL FEE

AED 100

  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Air Miles
  • Earn 18,000 Bonus Dubai Mementos
  • Earn up to 2 Dubai Mementos for every Dirham spent
  • 50% off Movie Tickets, anytime, anywhere

MINIMUM SALARY

AED 5,000

RATE

2.59%

ANNUAL FEE

AED 100

Non AED Transaction Fee

3.90%

Cash Advance Fee

3.00 % / Min 100

Joining Offers

Welcome Bonus

  • Earn 18,000 Bonus Dubai Mementos in the first three months with your new Dubai Moments Titanium Credit Card.
  • Average monthly spend of  AED 3000 within 90 days of Credit Card issuance.

Key Features

  • Exclusive discount of up to 60% on select Dubai Experiences
  • Earn up to 2 Dubai Mementos for every Dirham spent
  • Customers can avail 50% discount on any cinema upto AED 100 per month.
  • Complimentary Airport Lounge across MENA
  • Access to premium health clubs
  • Dozens of special discount, shopping and travel discounts across the UAE
  • Mastercard Priceless Cities offers
  • Purchase protection
  • Fraud protection

Reward Features

Earn Dubai Memento Points

  • Earn Dubai Memento Points
  • Earn 1.5 Dubai Mementos for every AED 1 spent in Dubai
  • Earn 1 Dubai Memento for every AED 1 spent in other Emirates
  • Earn 2 Dubai Mementos for every AED 1 spent outside UAE
  • Redemption partners include AlShaya, Dubai Festival City, Oasis Center, Abu Dhabi Mall, Joyalukkas, Etisalat and many more.

Things To Be Aware Of

  • Cinema 50% off needs min spend of AED 2,000 p.m