Best Credit Card In UAE
+971

MINIMUM SALARY

AED 5,000

RATE

3.85

ANNUAL FEE

AED 0

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Extended Warranty
  • Four plans offered under this Visa Signature Card
  • 50% off on Vox & Reel cinemas
  • Complimentary Valet, Golf and Airport lounge access
  • Enjoy a regular monthly cashback of up to AED 500
  • Pay per month and choose your design

MINIMUM SALARY

AED 5,000

RATE

3.85

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.00 % / or AED 105

Joining Offers

Double cashback for first two months till 31st March 2024

Key Features

  • Use your CBD One Card with the selected plan on your favorite listed brands to enjoy double cashback up to AED 1,000 for first 60 days from card issuance date.
  • Enjoy a regular monthly cashback of up to AED 500 from 3rd month onwards.
  • Watch your favorite movie with 50% off on Vox & Reel cinemas.
  • Free yourself from parking worries at selected Malls & Airport locations in Dubai & Abu Dhabi with CBD’s complimentary Valet Parking.
  • Enjoy Golf with your friends & family with 4 Complimentary rounds of golf every month at Trump International Golf Club.
  • Relax and entertain yourself during travel with up to 8 times free access to Airport Lounge with CBD One Visa Signature.
  • Pay in instalments with 0% Easy payment plan
  • Pay your other bank credit card with Balance transfer
  • Need Cash instantly, get Quick cash.
  • For global benefits offered by Visa

Reward Features

There are three plans available: One, One Plus, and One VIP.

For the One plan, the regular monthly cashback is AED 135, with a double cashback promotion of AED 270. The plan is free for the first 36 months, and from the 37th month onwards, a monthly fee of AED 39 is waived if a minimum total spend of AED 8,000 is met. The minimum total monthly spend required to avail cashback is AED 5,000, and transactions on selected brands like Airbnb, Booking.com, and Uber are eligible for cashback.

For the One Plus plan, the regular monthly cashback is AED 250, with a double cashback promotion of AED 500. Similar to the One plan, it's free for the first 36 months, and from the 37th month onwards, a monthly fee of AED 69 is waived if a minimum total spend of AED 15,000 is met. The minimum total monthly spend required to avail cashback is AED 8,000, and transactions on selected brands like Netflix, Spotify, and Starbucks are eligible for cashback.

For the One VIP plan, the regular monthly cashback is AED 500, with a double cashback promotion of AED 1,000. This plan is free with a minimum spend of AED 22,000, otherwise, a monthly fee of AED 99 applies if the spend criteria are not met. The minimum total monthly spend required to avail cashback is AED 15,000, and transactions on selected brands like Fitness First and Class Pass are eligible for cashback.

*Starter Plan is free for life with no cashback benefit.

Things To Be Aware Of

  • 50% off on Vox & Reel cinemas requires a spend of AED 5000
Apply Now

Apply through CBD mobile App

MINIMUM SALARY

AED 5,000

RATE

3.85

ANNUAL FEE

AED 209

  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • 50% off on movie tickets at Novo cinemas
  • 5 Smiles points on any spends at Etisalat or on Smiles app
  • Up to 2 Smiles points on international spends
  • Buy 1 Get 1 Free dining and lifestyle offers
  • Airport lounge access

MINIMUM SALARY

AED 5,000

RATE

3.85

ANNUAL FEE

AED 209

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.00 % / AED 105

Joining Offers

  • 40,000 Smiles points subject to achieving spends of AED 1,000 within 30 days of card issuance at Etisalat channels, Smiles App and elGrocer.
  • 90 days of complimentary subscription to ' Unlimited Buy 1 Get 1 Offers ' worth AED 55
  • First year Free * (Annual fee of AED 199 waived for first year)
  • Free for life Supplementary cards

Key Features

  • 50% discount on 2 cinema tickets at Novo cinemas per calendar month. For more information: Click here . (To avail the benefit, calendar month spends of AED 2,000 are required)
  • Shopping & Dining: Discounts over 500+ lifestyle offers through CBD Mobile app.
  • Discount and savings at Emaar Attractions:
  • 20% discount on regular admission tickets at KidZania®, E-Kart Zabeel | Dubai Aquarium and Underwater Zoo Penguin Cove and Nursery experience
  • 20% discount on The Storm Coaster at Dubai Hills Mall
  • 20% discount at Dubai Ice Rink general admission tickets
  • 20% discount at Zabeel Sports District except badminton games
  • Get bonus credits at Play DXB when you purchase credits using CBD Credit Card.
  • Complimentary Insurance: ‘Purchase Protection’ & ‘Extended Warranty’ offered by Visa.
  • Complimentary Airport Lounge Access: Enjoy up to a maximum of 8 complimentary visits in a calendar year at over 1,000 Airport Lounges across the world via Lounge Key. Each Cardholder (separately for Primary and Supplementary cardholders) shall be entitled for 8 complimentary visits per calendar year.
  • Multi-trip Travel Insurance: Applicable to the cardholder and family, for a period of 90 days from date of travel, up to a maximum of USD 500,000
  • Purchase Protection: Doubles the repair period offered by original manufacture warranty, up to 1 year
  • Extended Warranty: Protects you from theft or accidental damage

Reward Features

5 Smiles points on all Etisalat channels, Smiles app and elGrocer spends (Monthly cap of 10,000 Smiles points)

  • Up to 2 Smiles points on all international spends.
  • Up to 1.5 Smiles points on all domestic spends.
  • Quarterly bonus of 7,500 Smiles points worth up to AED 75.

Redeem Smiles points:

  • Payment of Etisalat bills | Prepaid recharges | Food delivery
  • Purchase of Smart phones | Shopping vouchers & more
  • Groceries and Pharmacies
Apply Now

Apply through CBD mobile App

MINIMUM SALARY

AED 5,000

RATE

3.85%

ANNUAL FEE

AED 0

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • Free for life
  • 0% Balance transfer offer for 12 months
  • 50% discount on 2 cinema tickets at Novo cinemas per month
  • Cinema offer at Nov

MINIMUM SALARY

AED 5,000

RATE

3.85%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.00 % / Min 105

Joining Offers

New credit card customers enjoy 0% interest on Cash on Call 6- and 12-month plans within 30 days of card issuance. Apply instantly through the CBD Mobile app.

Offer valid until 31 March 2024. One time processing fee of 1.99% and 4% respectively, applies.

Key Features

  • No annual fees ever
  • CBD Points Rewards Program – earn up to 2 points for every AED spent
  • 50% discount on 2 cinema tickets at Novo cinemas per calendar month subject to a monthly spend of AED 2,000.Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • DragonPass 'Dine & Fly' airport dining program
  • Agoda hotels & vacations discounts
  • 8% off bookings on hotels.com
  • Visa Luxury Hotel Collection
  • YQ Meet & Greet Service
  • Purchase Protection
  • Extended ​Warranty
  • Complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt
  • Buy 1 Get 1 offers on leisure, entertainment, and more

Reward Features

Earn Reward Points

  • Earn CBD Rewards Points on every spend, up to 1.5 Points per AED spend. Redeem your CBD Rewards Points for Skywards Miles and fly better with Emirates or you can opt for Cashback, Vouchers & so much more

Things To Be Aware Of

  • Some categories of spend earn fewer points
  • Min. spend of AED 2500 in 30 days is req. for welcome bonus
Apply Now

Apply through CBD mobile App