Best Credit Card In UAE

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+971

MINIMUM SALARY

AED 15,000

RATE

3.25

ANNUAL FEE

AED 1,050

  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Life Insurance
  • Up to 25,000 Reward points as joining bonus
  • 50% discount on beach & pool at select Accor hotels in UAE
  • Upgrade to ALL Gold status & VIP guest status
  • Complimentary Airport Chauffer
  • Unlimited complimentary access to over 1000+ airport lounges

MINIMUM SALARY

AED 15,000

RATE

3.25

ANNUAL FEE

AED 1,050

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / 105 AED

Joining Offers

Up to 25,000 Reward points, equal to €500 in hotel stays at Accor hotels around the world

Enjoy a rewarding welcome bonus on your ALL - ADCB Signature Credit Card. You will receive up to 25,000 Reward points from ALL when you apply and use your ALL - ADCB Signature Credit Card.

  • Earn 7,500 Reward points from ALL when you apply for an ALL - ADCB Signature Credit Card.
  • Earn 7,500 Reward points from ALL when you spend AED 20,000 within 90 days from the date the card was issued.
  • Introductory offer: Earn an additional 10,000 Reward points if you apply on or before 31st August 2022.

Key Features

  • 50% discount on beach & pool access at select Accor hotels in the UAE: Raffles, Fairmont, Sofitel & more
  • 25 % discount on dining at select Accor restaurants in the UAE
  • 25 % discount on spa at select Accor spas in the UAE
  • Upgrade to ALL Gold status:Benefits after your first stay: room upgrade, early checkin, late checkout, and more!
  • 35% off all-inclusive beach access at select Rixos Resorts in the UAE
  • Enjoy exclusive benefits in the finest Accor Luxury and Preimum hotels, on all eligible stays.€50 or $50 equivalent to F&B credit, per stay
  • VIP guest status
  • Room Upgrade at check in (subject to availability)
  • 3PM late check out (subject to availability)
  • Complimentary WIFI
  • Unlimited complimentary access to 1000 airport lounges world wide. Available for both primary and supplementary card holders.
  • Complimentary airport chauffer. Ride with Careem and enjoy 2 complimentary airport transfers upto AED 100 off per ride. Valid for pickups from Dubai, DWC and AUH airports. Multi-trip travel insurance

Reward Features

Earn up to 2 Reward points from ALL for every USD1 spent*

Spending has never been so rewarding. Accumulate Reward points on all retail purchases when you use your ALL – ADCB Signature Credit Card.

  • Earn 2 Reward points from ALL on spends at Accor hotels in the UAE
  • Earn up to 2 Reward points from ALL on your international spends

Earn up to 1 Reward point from ALL on domestic spend

*Purchases on fuel, education, government, real estate, telecommunication, charity and transportation categories will earn 0.15 Reward points from ALL per USD 1 spent. Purchases at supermarkets, auto dealers, insurance and quick service restaurants earn 0.20 Reward points from ALL per USD 1 spent. International spends at countries in the EU region will earn 0.75 Reward points from ALL per USD 1 spent.

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 525

  • Golf offers
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Life Insurance
  • Contactless Tech
  • Air Miles
  • 12,000 Welcome bonus Etihad guest Miles
  • Earn Etihad Guest Miles on all spends
  • 30% off at over 1,400 restaurants in the UAE
  • Benefits at Ferrari World & Yas Water World

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 525

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

  • Welcome bonus of 12,000 Etihad Guest Miles on the 1st year, provided AMF is paid within 60 days of card issuance.
  • Qualifying Cardholder shall also be eligible for ‘Anniversary Bonus Miles’ in the subsequent year upon the ADCB Etihad Guest Card anniversary.

Key Features

  • Get 12,000 Etihad Guest Miles on paying the first year annual fee
  • 1,000 Etihad Guest Miles when you spend 1000 USD each month
  • Earn 1 Etihad Guest Miles for every USD 1 spent locally
  • Earn 1.25 Etihad Guest Miles for every 1 USD on international purchase
  • Earn 1.25 Etihad Guest Miles for every 1 USD on purchases with Etihad Airways
  • Exclusive Etihad Guest Silver Tier membership
  • Complimentary upgrade voucher from Etihad Airways
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Complimentary Airport Chauffeur service (2 per year)
  • Complimentary Global Concierge service
  • Access to over 200 airport restaurant offers globally
  • Exclusive benefits at Ferrari World and Yas Waterworld
  • Purchase protection for up to 90 days
  • Visa Luxury Hotel collection offers
  • 8% discount on hotel bookings made at Hotels.com
  • Extended warranty on eligible purchases
  • Medical and legal referral services
  • Optional credit shield
  • Up to 12% off Agoda bookings
  • Dining and lifestyle discounts
  • Utility Bill payments
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus
  • Balance Transfer
  • Personal Payment Plan
  • Credit Card loan

Reward Features

  • Earn 1 Etihad Guest Mile for every USD 1 spent locally.
  • Etihad Guest miles multiplier.
  • Etihad Guest Miles multiplier is given based on minimum monthly spend and once a month. Qualifying Cardholder need to spend the required minimum threshold to enjoy the Etihad Guest Miles multiplier.
  • Welcome bonus of 12,000 Etihad Guest Miles on the 1st year, provided AMF is paid within 60 days of card issuance.
  • Supermarkets, government services, utilities and education will earn 0.33 Etihad Guest Mile per 1 USD.
  • Earn 1.25 Etihad Guest Miles for every 1 USD on international purchase.
  • 1,000 Etihad Guest Miles when you spend 1000 USD each month.
  • Accumulate & redeem Etihad Guest Miles for airline tickets, upgrades & much more
  • School fee payments, telecom or utility bill payments made through ADCB channels (Internet Banking,   Mobile App) maximum miles earned is capped at spends of AED 3,500 each month.
  • Earn 1.25 Etihad Guest Miles for every 1 USD on purchases with Etihad Airways.

Things To Be Aware Of

  • Bonus Miles will be credited only after AMF payment(60 days)
  • 1000 USD min spend monthly to get 1000 Etihad Guest Miles