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Emirates Islamic Personal Finance

Emirates Islamic Personal Finance

Emirates Islamic Bank (EIB)

SALARY TRANSFER

Yes

FIXED RATE

2.79 %

MONTHLY SALARY

AED 10,000

REDUCING RATE

5.11 %

  • Competitive profit rates
  • Finance up to AED 4 million
  • First installment payment within 120 days
  • Free takaful coverage

Salary Transfer Required?

Yes

Minimum Monthly Salary

AED 10,000

Fixed Rate

2.79 %

Reducing Rate

5.11 %

Max Loan Amount

4,000,000

Key Features

  • High finance amount of up to 4 million for UAE Nationals and 2 million for Expats
  • UAE Nationals starting profit rate of 2.79% flat p.a approximately equivalent to 5.11% reducing p.a
  • Expat starting profit rate of 2.89% flat p.a  approximately equivalent to 5.29% reducing p.a
  • Financing available to salaried 
  • Financing up to 4 million for UAE Nationals 
  • Approvals in 24 hours
  • Pre approved credit card and 100% discount on first year's annual fees
  • Flexible, extended repayment periods of up to 4 years with low profit rate.
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