ADIB Home Loan for Expats

ADIB Home Loan for Expats

Abu Dhabi Islamic Bank (ADIB)

MINIMUM SALARY

AED 15,000

FIXED RATE

2.06%

LOAN AMOUNT

AED 15,000,000

REDUCING RATE

3.75%

DOWN PAYMENT

25.00%

  • Free property insurance for the entire tenure
  • Optional grace period up to six months
  • Automatic priority status upgrade
  • Life insurance financing

Minimum Salary Required

AED 15,000

Max Loan Amount

AED 15,000,000

Fixed Rate

2.06%

Reducing Rate

3.75%

Down Payment

25.00%

Key Features

  • Six months optional grace period (for Salary Transfer customers)
  • ADIB paid property insurance for the full tenure
  • Financing of up to 80% of property value
  • No early settlement fees when selling the property
  • Free partial settlement of up to 30% outstanding annually
  • Salary transfer is optional
  • Financing available for self-employed applicants
ADIB Home Loan for UAE Nationals

ADIB Home Loan for UAE Nationals

Abu Dhabi Islamic Bank (ADIB)

MINIMUM SALARY

AED 10,000

FIXED RATE

2.06%

LOAN AMOUNT

AED 20,000,000

REDUCING RATE

3.75%

DOWN PAYMENT

20.00%

  • Free property insurance for the entire tenure
  • Optional grace period up to six months
  • Automatic priority status upgrade
  • Life insurance financing.

Minimum Salary Required

AED 10,000

Max Loan Amount

AED 20,000,000

Fixed Rate

2.06%

Reducing Rate

3.75%

Down Payment

20.00%

Key Features

  • Financing of up to AED 20 million for UAE Nationals
  • Six months optional grace period (for Salary Transfer customers)
  • ADIB paid property insurance for the full tenure
  • Financing of up to 80% of the property value
  • No early settlement fees when selling the property
  • Free partial settlement of up to 30% outstanding annually
  • Salary transfer is optional
  • Financing available for self-employed applicants
Emirates NBD Home Loan for Expatriates

Emirates NBD Home Loan for Expatriates

Emirates NBD

MINIMUM SALARY

AED 20,000

FIXED RATE

2.89%

LOAN AMOUNT

AED 15,000,000

REDUCING RATE

5.25%

DOWN PAYMENT

25.00%

  • Competitive Interest Rates

Minimum Salary Required

AED 20,000

Max Loan Amount

AED 15,000,000

Fixed Rate

2.89%

Reducing Rate

5.25%

Down Payment

25.00%

Key Features

  • Loan amount offered up to AED 15 million* or 70 salary multiples, whichever is lower
  • Financing up to 75% of the property value
  • Loan tenor up to 25 years
  • Pre - Approval facility Available for salaried & self-employed individuals
Emirates NBD Home Loans for UAE Nationals

Emirates NBD Home Loans for UAE Nationals

Emirates NBD

MINIMUM SALARY

AED 10,000

FIXED RATE

2.89 %

LOAN AMOUNT

AED 15,000,000

REDUCING RATE

5.25 %

DOWN PAYMENT

20.00 %

  • Pre-Approval Facility

Minimum Salary Required

AED 10,000

Max Loan Amount

AED 15,000,000

Fixed Rate

2.89 %

Reducing Rate

5.25 %

Down Payment

20.00 %

Key Features

Loan amount offered up to AED 15 million* or 80 salary multiples, whichever is lower
Financing up to 80% of the property value
Loan tenor up to 25 years
Pre - Approval facility
Available for salaried & self-employed individuals

FAB Home Loan

FAB Home Loan

First Abu Dhabi Bank (FAB)

MINIMUM SALARY

AED 15,000

FIXED RATE

2.75 %

LOAN AMOUNT

AED 20,000,000

REDUCING RATE

4.99 %

DOWN PAYMENT

20.00 %

  • Refund of valuation fees up to AED 3,000
  • No processing fee
  • Cash refund of pre-payment fee up to AED 10,000*
  • Free pre-approval

Minimum Salary Required

AED 15,000

Max Loan Amount

AED 20,000,000

Fixed Rate

2.75 %

Reducing Rate

4.99 %

Down Payment

20.00 %

Key Features

  • Rates as low as 2.75%
  • Borrow up to 80% of the value of your home
  • Flexible repayment schedule
  • Choose the rates and durations that suit you
  • Borrow up to AED 20m
  • Life and property insurance coverage
  • Processing fees as low as 1%
  • Solutions available for UAE nationals, GCC nationals (both UAE resident and non-resident), and other expats living in the UAE
FAB Islamic Home Finance

FAB Islamic Home Finance

First Abu Dhabi Bank (FAB)

MINIMUM SALARY

AED 15,000

FIXED RATE

2.75%

LOAN AMOUNT

AED 20,000,000

REDUCING RATE

4.99%

DOWN PAYMENT

20.00%

  • Exclusive offers if you plan to refinance your home with FAB
  • Starting from 3.5% on reducing balance for 24 months*
  • No Pre approval fees
  • Flexible repayment periods up to 25 years
  • High finance amounts up to AED 20 million

Minimum Salary Required

AED 15,000

Max Loan Amount

AED 20,000,000

Fixed Rate

2.75%

Reducing Rate

4.99%

Down Payment

20.00%

Key Features

Two options of discounted introductory offers:

  1. Starting from 3.5% on reducing balance for 24 months*
  2. 3.3% fixed for 12 months*

*Applicable rate shall apply after completion of the selected introductory period of 24 or 12 months.
Terms and conditions apply.
Features and benefits are subject to alteration/cancellation.

RAKBANK Home In One

RAKBANK Home In One

RAKBANK

MINIMUM SALARY

AED 15,000

FIXED RATE

2.69%

LOAN AMOUNT

AED 0

REDUCING RATE

4.87%

DOWN PAYMENT

25.00%

  • Low Cost Mortgage - Interest saving option
  • Nil In Principle Approvals (IPA) fees
  • Bundled Emirates Skywards World Elite Credit Card
  • Interest calculated on daily balances held
  • Competitive interest rates

Minimum Salary Required

AED 15,000

Fixed Rate

2.69%

Reducing Rate

4.87%

Down Payment

25.00%

Key Features

  • 3 Years fixed rates starting 2.69%* for salaried customers and 3.49% for Self Employed customers
  • Home in One links your current account balances to your mortgage facility in order to reduce the mortgage balance you’re charged interest on - this will help reduce your mortgage payments each month
  • Your low yielding deposits once placed in Home in One will yield the same rate as that on the loan. Additionally, you will have instant access to your funds.
  • Every deposit you make lowers your interest payments reducing your Facility tenor
  • You can withdraw your available balance at any time, just like any current account
  • Interest is calculated on your daily balances, reducing the effective rate of interest 
  • The Account offers all facilities of a Current Account i.e. Debit Card, Cheque book, Internet and Mobile banking.
  • Get a Emirates Skywards Credit Card (T&C apply) along with the Loan as a bundled offer.