ADIB Home Loan for Expats

ADIB Home Loan for Expats

Abu Dhabi Islamic Bank (ADIB)

MINIMUM SALARY

AED 15,000

FIXED RATE

2.06%

LOAN AMOUNT

AED 15,000,000

REDUCING RATE

3.75%

DOWN PAYMENT

25.00%

  • Free property insurance for the entire tenure
  • Optional grace period up to six months
  • Automatic priority status upgrade
  • Life insurance financing

Minimum Salary Required

AED 15,000

Max Loan Amount

AED 15,000,000

Fixed Rate

2.06%

Reducing Rate

3.75%

Down Payment

25.00%

Key Features

  • Six months optional grace period (for Salary Transfer customers)
  • ADIB paid property insurance for the full tenure
  • Financing of up to 80% of property value
  • No early settlement fees when selling the property
  • Free partial settlement of up to 30% outstanding annually
  • Salary transfer is optional
  • Financing available for self-employed applicants
CBD Mortgage Loan

CBD Mortgage Loan

Commercial Bank Of Dubai (CBD)

MINIMUM SALARY

AED 12,000

FIXED RATE

1.65 %

LOAN AMOUNT

AED 15,000,000

REDUCING RATE

2.99 %

DOWN PAYMENT

25.00 %

  • 0% Processing Fee on Buyouts

Minimum Salary Required

AED 12,000

Max Loan Amount

AED 15,000,000

Fixed Rate

1.65 %

Reducing Rate

2.99 %

Down Payment

25.00 %

Key Features

  • 0% processing fees on Buyouts
  • 0% processing fees on Buyouts
  • High Loan amounts up to AED 20 MM
  • Tenure up to 25 years
  • Flexibility to repay up to 15% of your Outstanding every year without any additional charges or fees
  • Financing available for Salaried, Self-employed & Non-resident customers
Emirates NBD Commercial Properties Financing

Emirates NBD Commercial Properties Financing

Emirates NBD

MINIMUM SALARY

AED 25,000

FIXED RATE

2.75%

LOAN AMOUNT

AED 7,000,000

REDUCING RATE

4.99%

DOWN PAYMENT

2.75%

  • Up to 10 Yrs payment tenor for commercial properties

Minimum Salary Required

AED 25,000

Max Loan Amount

AED 7,000,000

Fixed Rate

2.75%

Reducing Rate

4.99%

Down Payment

2.75%

Key Features

A low-interest rate of 4.99%* fixed for 2 years
Up to AED 7M maximum loan amounts
Up to 60% Loan to Value
Up to 10 years repayment tenor

Things To Be Aware Of

RAKBANK Home In One

RAKBANK Home In One

RAKBANK

MINIMUM SALARY

AED 15,000

FIXED RATE

0.00%

LOAN AMOUNT

AED 0

REDUCING RATE

2.99%

DOWN PAYMENT

25.00%

  • Low Cost Mortgage
  • The Account offers all facilities of a Current Account

Minimum Salary Required

AED 15,000

Fixed Rate

0.00%

Reducing Rate

2.99%

Down Payment

25.00%

Key Features

  • Home in One links your current account balances to your mortgage facility in order to reduce the mortgage balance you’re charged interest on - this will help reduce your mortgage payments each month
  • Your low yielding deposits once placed in Home in One will yield the same rate as that on the loan. Additionally, you will have instant access to your funds.
  • Home in One is ideal for anyone buying a home whether for self-use or as an investment
RAKBANK Mortgage Home Loan

RAKBANK Mortgage Home Loan

RAKBANK

MINIMUM SALARY

AED 15,000

FIXED RATE

0.00 %

LOAN AMOUNT

AED 0

REDUCING RATE

3.24 %

DOWN PAYMENT

25.00 %

  • Low and affordable mortgage loan interest rates
  • Finance available on most ready projects with Title Deeds

Minimum Salary Required

AED 15,000

Fixed Rate

0.00 %

Reducing Rate

3.24 %

Down Payment

25.00 %

Key Features

  • Low and affordable mortgage loan interest rates 
  • Finance available on most ready projects with Title Deeds 
  • Flexible repayment periods for the Mortgage Loans 
  • Minimum formalities and fast approvals
  • High Mortgage loan amounts 
  • Dedicated Relationship Manager to assist you with your Mortgage requirements