Best Credit Card In UAE
+971

MINIMUM SALARY

AED 50,000

RATE

3.85%

ANNUAL FEE

AED 800

  • More FAB rewards on Gaming
  • Earn up to 4 FAB Rewards for every AED 1 spent on your card
  • Valet parking, Airport transfers and Golf discounts

MINIMUM SALARY

AED 50,000

RATE

3.85%

ANNUAL FEE

AED 800

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / or AED 105

Joining Offers

Get a FAB Rewards welcome bonus equivalent to your first year’s annual card fee when you activate and use your card within 30 days of card issuance.


Key Features

  • Enjoy four free valet parking services a month at selected locations in the UAE.
  • Enjoy eight movie tickets a month for only AED 15 on weekdays and AED 20 at weekends at Reel Cinemas, Cine Royal and Oscar Cinema.
  • Get exclusive discounts at great golf courses*.
  • Get even more great offers with Visa including offers on dining, The Entertainer and Global Blue*.
  • Get up to eight free airport transfers a year.
  • Get up to eight free Meet and Greet Services at Dubai International Airport
  • Enjoy free airport lounge access in 1,000+ lounges worldwide for you and a guest
  • Enjoy travel benefits and discounts with Visa’s partners including DragonPass Airport dining offers, YQ Meet & Assist, Avis Car Rental, Agoda, IHG Hotels & Resorts, Visa Luxury Hotel Collection, Jumeirah Hotels, Booking.com and many more*.
  • Get complimentary travel insurance of up to USD 1 million*.
  • Enjoy Purchase Protection and an Extended Warranty of 12 months beyond the manufacturer or retail warranty*.
  • Benefit from automatic protection against unauthorised transactions or the fraudulent use of your card*.
  • If you used your FAB Rewards Elite Infinite Credit Card to pay for your travel, you are eligible for free Medical and Travel Assistance Insurance for you and your family when travelling to a location outside your principal country of residence for up to
  • 90 days*. Learn more.
  • If something happens and you can’t meet your credit card payments, your outstanding balance will be paid off.

Reward Features

FAB REWARDS WELCOME BONUS

Get a FAB Rewards welcome bonus equivalent to your first year’s annual card fee when you activate and use your card within 30 days of card issuance.

MORE FAB REWARDS ON GAMING

Earn up to 5 FAB Rewards per AED 1 spent on gaming including spending on PlayStation, Nintendo, Xbox, Steam, Twitch and more.

MORE FAB REWARDS

Earn up to 4 FAB Rewards per AED 1 spent on your credit card.

REDEEM INSTANTLY

Instantly redeem your FAB Rewards through the FAB Mobile app. Use your Rewards for more game time, exchange them for Emirates Skywards Miles or Etihad Guest Miles, buy mall e-vouchers, pay utility bills and much more.

Things To Be Aware Of

  • International transaction has scheme charges in addition

MINIMUM SALARY

AED 35,000

RATE

3.25%

ANNUAL FEE

AED 1575

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Welcome offer of up to 200,000 Etihad Guest Miles
  • Premium lifestyle benefits - valet parking, cinema offers
  • Premium travel offers - airport lounge, airport transfers
  • Complimentary airport lounge access to over 1000 lounges
  • Concierge services for your time-consuming errands

MINIMUM SALARY

AED 35,000

RATE

3.25%

ANNUAL FEE

AED 1,575

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min103.95

Joining Offers

Welcome offer of AED 400 Noon voucher.

Key Features

  • Earn up to 200,000 Etihad Guest Miles
  • Complimentary Airport Lounge Access
  • Complimentary Valet Parking offers
  • Complimentary Golf offers
  • Concierge Desk
  • Complimentary Airport transfers in Dubai and Abu Dhabi
  • New Credit Shield Pro benefits
  • Airport Dining Discount Program
  • Avis Car Rental benefits
  • Medical & Travel Assistance
  • Global Customer Assistance Services
  • Conceirge Digital Services
  • The Entertainer
  • Bicester Village Shopping Collection

Reward Features

  • Earn 10 Miles per AED 10 spend on Etihad Airways, hotel and dining
  • Earn 6 Miles on all other spends
  • Earn 40,000 Miles upon payment of joining fee
  • Earn 60,000 Miles upon spending AED 90,000 in first 6 months or earn 160,000 Miles upon spending AED 120,000 in first 6 months
  • Get 50% more miles when you sign up for the Express Miles program for a nominal fee of AED 250 per month
  • Earn 2.5 Etihad Tier Miles for every AED 10 spend on all spends
  • Get 50% Etihad Guest Miles redemption discount voucher upon spending every AED 150,000

MINIMUM SALARY

AED 35,000

RATE

3.25%

ANNUAL FEE

AED 4200

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • AED 500 noon voucher (T&C's apply)
  • Fast-Track update to Emirates Skywards Gold tier Status
  • Complimentary Airport Transfers and Lounge access
  • Complimentary Golf Rounds and Valet Parking services

MINIMUM SALARY

AED 35,000

RATE

3.25%

ANNUAL FEE

AED 4,200

Non AED Transaction Fee

1.84%

Cash Advance Fee

3.15 % / AED 103.95

Joining Offers

Apply now for a new Emirates Islamic Credit Card and get a voucher worth up to AED 500 for all your purchases at noon.com including noon, FOOD and DAILY. A minimum retail purchase of AED 5,000 by November 30, 2023 is required to get the AED 500 noon.com gift voucher.

Offer valid only for new Emirates Islamic Credit Card customers who apply for an Emirates Islamic Credit Card by September 30, 2023 and receive approval latest by October 31, 2023.

Offer not valid for customers with an active Emirates Islamic Credit Card or for customers who closed their Cards within the last six months

Key Features

  • As an Emirates Islamic Skywards Black Credit Cardholder, you can fast track to Skywards Gold Tier status with a complimentary Emirates Skywards Silver Tier Membership for primary and one supplementary card holder
  • You need to log-in to your Emirates Skywards account and follow the Buy Miles process or the Gift Miles process.
  • Take advantage of up to 4 complimentary airport transfers per calendar year to or from Dubai airport.
  • Enjoy unlimited complimentary access to over 1000 airport lounges
  • Enjoy 1 complimentary valet parking services per month at select locations across the UAE.
  • Enjoy up to 2 complimentary Marhaba Meet & Greet services per year
  • Enjoy two rounds of complimentary golf per month at select Golf clubs in UAE
  • You can avail complimentary access to Dubai Ladies Club in the UAE and enjoy various benefit like Pool & beach access, gym, outdoor activities and more.
  • Convert your purchases made at emirates.com and other participating partners into convenient monthly installments.
  • Enjoy 0% profit rate on the outstanding balance of your credit cards from other banks for 6 months by simply transferring it to your Emirates Islamic Black Credit Card
  • With your Emirates Islamic Black Credit Card, you can avail Cash on Call facility of up to 80% of your available credit limit.
  • Get access to all exclusive Visa Infinite benefits.
  • *T&Cs Apply

Reward Features

Earn up to 3.5 Miles per USD 1 equivalent retail spends as per below rates

- 3.5 Skywards Miles at Emirates Airlines
- 2 skywards miles on international spend
- 1.5 skywards miles on domestic spend

For more details about Skywards Miles earning rates please click here.

MINIMUM SALARY

AED 30,000

RATE

3.19%

ANNUAL FEE

AED 1500

  • Golf offers
  • Valet Parking
  • Dining Offers
  • Health & Fitness
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Premium luxury lifestyle & travel benefits
  • Redeem DubaiFirst Miles for anyone
  • 50,000 welcome bonus DubaiFirst Miles

MINIMUM SALARY

AED 30,000

RATE

3.19%

ANNUAL FEE

AED 1,500

Non AED Transaction Fee

3.90%

Cash Advance Fee

3.00 % / Min 100

Reward Features

Earn DubaiFirst Miles 3 DubaiFirst Miles per 1 US $ on international retail spends 2 DubaiFirst Miles per 1 US $ on local retail spends Utilities & government spends do not earn any miles A maximum of 200,000 miles can be earned in a calendar month Redeem DubaiFirst Miles at the click of a button to fly for free more frequently, to more places, on more airlines, on any date, for anyone. You can also redeem your DubaiFirst Miles for over 200,000 hotels worldwide.


Things To Be Aware Of

  • Free airport drop/pick up has min ticket spend of 5,000
  • Min spend of AED 2,500 for free valet parking

MINIMUM SALARY

AED 25,000

RATE

2.45%

ANNUAL FEE

AED 1499

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Life Insurance
  • Contactless Tech
  • Air Miles
  • Get up to 20,000 Bonus Skywards Miles
  • Emirates Skywards Silver Tier Status
  • Access to 900+ airport lounges across the world
  • Fast Track to Gold Tier status
  • 1-night free stay at Rixos JBR

MINIMUM SALARY

AED 25,000

RATE

2.45%

ANNUAL FEE

AED 1,499

Non AED Transaction Fee

2.10%

Cash Advance Fee

3.00 % / Min AED99

Joining Offers

Get Joining bonus Skywards Miles of 20,000 on payment of annual fee of AED 1,499. The bonus Skywards Miles will be credited within a week of the next statement cycle. The card is also available with First year free offer without the joining bonus miles, offer is valid till 31st Jan 2023.


Key Features

  • Simplified Skywards Miles earn logic - based on total spend tiers
  • Exclusive Mastercard World Elite Concierge benefits
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Rakfoodie privileges
  • Luxury outlet shopping offers and benefits at Bicester outlet villages in Europe
  • Mastercard Buy 1 Get 1 free offers
  • MyUS Online shopping benefits and offers
  • Complimentary Emirates Skywards Silver tier membership
  • Complimentary access to 900+ lounges globally for the cardholder PLUS a guest
  • Complimentary nights at select Marriott Bonvoy properties worldwide
  • Special offers including free nights at Oberoi Hotels & Resorts
  • Complimentary airport transfers within the UAE
  • Complimentary Amazon Prime membership for a period of one year
  • 50% discount on VOX Cinemas at 4 free tickets per month per card
  • Car rental offers from Avis & Hertz including Hertz Gold Plus Rewards® President's Circle membership
  • Enjoy a 10% discount on any international roundtrip airfare from Cleartrip
  • Exclusive luxury hotel offers at select Soneva properties in Maldives and Thailand
  • Free delivery of fuel at your door step by CAFU - 4 times in a month
  • Discovery Black membership by Global Hotel Alliance with discounts and other premium benefits
  • 15% discount on "Buy and Gift Miles"
  • Fastrack to Gold tier by opening a RAKBANK Emirates Skywards Saving Account
  • Complimentary access two times in a month at some of the finest golf courses in Dubai
  • Travel insurance cover upto $500,000 covering the cardholder & family
  • Car rental insurance cover up to USD 50,000
  • Complimentary travel insurance confirmation letter (for e.g. for Schengen Visa)
  • Applicants for RAKBANK Emirates Skywards World Elite Mastercard Credit Card should be citizens or residents of the UAE
  • Minimum monthly salary requirement for salaried applicants is AED 25,000
  • Annual fees for RAKBANK Emirates Skywards World Elite Mastercard Credit Card is AED 1,499. Limited Period Offer - Annual fees waived for first year until 28th February 2021.
  • Annual fees for RAKBANK Emirates Skywards World Elite Mastercard Supplementary Credit Card is AED 999 with Silver tier membership & AED 200 without Silver tier membership

Reward Features

Earn Emirates Skywards Miles on all spends

The RAKBANK Emirates Skywards World Elite Mastercard Credit Card lets you earn Skywards Miles on all types of spends. What’s more, these Skywards Miles are awarded based on total monthly spends in Dirhams to keep it simple for you.

 

Skywards Miles award will be reduced to 50% if spend in special categories (such as Charities, Government Services, Bill Payments, Schools, Transits, Transport, Telecommunication, Real Estate, Petrol/Gas stations, Supermarkets, Health & Beauty, Club Membership, Motion Pictures & Theatres, Computer Services, Automobiles & Vehicles) exceeds 50% of total spends for the month.

Things To Be Aware Of

  • Free for the first year - Annual fee of AED 1499 on renewal

MINIMUM SALARY

AED 25,000

RATE

3.33%

ANNUAL FEE

AED 4500

  • Golf offers
  • Valet Parking
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Bonus Skywards Miles
  • Fast track to Emirates Skywards Gold tier membership
  • 1 year complimentary Amazon Prime membership
  • Complimentary Emirates Home check-in services

MINIMUM SALARY

AED 25,000

RATE

3.33%

ANNUAL FEE

AED 4,500

Non AED Transaction Fee

3.10%

Cash Advance Fee

3.00 % / AED 99

Joining Offers

Welcome Offer: 

Upto 120,000 bonus Skywards Miles

  • 50,000 welcome bonus Miles
  • 70,000 bonus Skywards Miles (subject to meeting spend thresholds)

Key Features

  • Upto 120,000 bonus Skywards Miles
  • 1 year complimentary Amazon Prime membership
  • Fast track to Emirates Skywards Gold tier membership.
  • Four complimentary Emirates Home check-in services within Dubai.
  • Unlimited Airport lounge access globally for primary cardholder via LoungeKey.
  • Complimentary airport transfers
  • Exciting travel and lifestyle benefits.
  • Complimentary Concierge Services
  • Valet Parking
  • Complimentary golf for Cardholder
  • Exclusive Mastercard World Elite Concierge benefits
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Luxury outlet shopping offers and benefits at Bicester outlet villages in Europe
  • Mastercard Buy 1 Get 1 free offers
  • MyUS Online shopping benefits and offers
  • Complimentary nights at select Marriott Bonvoy properties worldwide
  • Special offers including free nights at Oberoi Hotels & Resorts
  • Car rental offers from Avis & Hertz including Hertz Gold Plus Rewards® President's Circle membership
  • Enjoy a 10% discount on any international roundtrip airfare from Cleartrip
  • Exclusive luxury hotel offers at select Soneva properties in Maldives and Thailand
  • Instant upgrade to DISCOVERY Black-level membership, a loyalty programme of Global Hotel Alliance
  • Exclusive discounts on Airport Meet & Greet services
  • Travel insurance cover upto $500,000 covering the cardholder & family
  • Car rental insurance cover up to USD 50,000
  • Complimentary travel insurance confirmation letter (for e.g. for Schengen Visa)

Reward Features

Up to 120,000 bonus Skywards Miles

  • 50,000 welcome bonus Miles
  • 70,000 bonus Skywards Miles (subject to meeting spend thresholds)

*Minimum retail spend of AED 130,000 within 6 months from the card issuance date, when you apply for your Emirates Skywards card from 1st July 2020 till 31st July 2020

Things To Be Aware Of

  • Minimum retail spend of AED 140,000 within 6 months
  • 5th supplementary card onwards annual fee is AED 4500

MINIMUM SALARY

AED 10,000

RATE

3.45%

ANNUAL FEE

AED 787

  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Air Miles
  • Earn cashback on all spends
  • Bonus cashback on hotels, duty free & airlines
  • Complimentary airport drop service

MINIMUM SALARY

AED 10,000

RATE

3.45%

ANNUAL FEE

AED 787

Non AED Transaction Fee

2.79%

Cash Advance Fee

3.15 % / Min 210

Key Features

  • Savings of up to 2% on all international & 0.5% on all local spends
  • Up to 5% cashback on Airline, Hotel and Duty Free
  • Up to 8% cashback at 450 leading merchant partners in UAE
  • Complimentary access to over 650+ airport lounges globally
  • Chauffeured complimentary airport pick-up or drop off service within Dubai 6 times a year
  • Earn up to AED 750 bonus cashback through spend
  • Complimentary nights at select Marriott Bonvoy properties worldwide
  • Car rental offers from Avis & Hertz including Hertz Gold Plus Rewards® Five Star membership
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Luxury outlet shopping offers and benefits at Bicester outlet villages in Europe
  • Enjoy a 10% discount on any international roundtrip airfare from Cleartrip
  • Fairmont, Raffles, and Swissotel Spa Offer
  • MasterCard Buy 1 Get 1 Offers
  • Mastercard Priceless Cities offers
  • MyUS Premium Shipping Discounts
  • Travel insurance cover upto $500,000 covering the cardholder & family
  • Complimentary travel insurance confirmation letter (for e.g. for Schengen Visa)

Reward Features

  • 5% cashback on Airline, Hotel & Duty Free- cap AED 250 per month- minimum of AED 10,000 monthly total spends on card.
  • Up to 8% bonus cashback at merchant partners- Ensure your card is swiped on Mashreq Terminal only to avail the cashback.
  • 2% cashback on International Transactions. (no cap)
  • 0.5% cashback on Local Transactions.(no cap)

Things To Be Aware Of

  • Cashback categories have max caps
  • Supplementary fee has annual fee of AED 315

MINIMUM SALARY

AED 8,000

RATE

3.85%

ANNUAL FEE

AED 300

  • Valet Parking
  • Dining Offers
  • Balance Transfer
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Earn more FAB Rewards on your spending and gaming
  • Movie tickets from just AED 15
  • Get up to two airport transfers a year
  • Purchase Protection and Extended Warranty

MINIMUM SALARY

AED 8,000

RATE

3.85%

ANNUAL FEE

AED 300

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

Get a FAB Rewards bonus equivalent to your first year’s annual card fee when you activate and use your card within 30 days of card issuance.


Key Features

  • Movie tickets from just AED 15: Enjoy four movie tickets a month for only AED 15 on weekdays and AED 20 at weekends at Reel Cinemas, Cine Royal and Oscar Cinemas. Get weekday movie tickets from only AED 20 at VOX Cinemas.
  • Visa lifestyle benefits: Get even more great benefits with Visa, including offers on dining, The Entertainer and Global Blue*.
  • Airport Transfers: Get up to two airport transfers a year from AED 40 (within the same city)
  • Visa Travel Benefits: Enjoy travel benefits and discounts with Visa’s partners including DragonPass Airport dining offers, YQ Meet & Assist, Avis Car Rental, Agoda, IHG Hotels & Resorts, Visa Luxury Hotel Collection, Jumeirah Hotels, Booking.com and many
  • Purchase Protection and Extended Warranty: Enjoy Purchase Protection and Extended Warranty of 12 months beyond the manufacturer or retail warranty*.
  • International Medical and Travel Assistance: If you used your FAB Rewards Platinum Credit Card to pay for your travel, you are eligible for free Medical and Travel Assistance Insurance for you and your family when travelling to a location outside your
  • principal country of residence for up to 90 days*.
  • Credit Shield: If something happens and you can’t meet your credit card payments, your outstanding balance will be paid off.

Reward Features

FAB REWARDS

The fastest way to increase your FAB Rewards earning 

  • FAB Rewards bonus: Get a FAB Rewards bonus equivalent to your first year’s annual card fee when you activate and use your card within 30 days of card issuance.
  • More FAB Rewards on gaming: Earn up to 5 FAB Rewards per AED 1 spent on gaming including spending on PlayStation, Nintendo, Xbox, Steam, Twitch and more.
  • More FAB Rewards: Earn up to 1 FAB Reward per AED 1 spent on your card.
  • Redeem instantly: Redeem your FAB Rewards instantly through the FAB Mobile app. Use your Rewards for more game time, exchange them for Emirates Skywards Miles or Etihad Guest Miles, buy mall e-vouchers, pay utility bills and much more.

Things To Be Aware Of

  • Some benefits require minimum spends per month

MINIMUM SALARY

AED 10,000

RATE

3.49%

ANNUAL FEE

AED 899

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Fast-Track Etihad Guest Silver Tier Status
  • Up to 3 Etihad Guest Miles per USD spent
  • Choice of two category spends to earn more miles
  • 20% miles back on flight redemptions & upgrades
  • AED 500 Noon Voucher ( T&Cs apply)

MINIMUM SALARY

AED 10,000

RATE

3.49%

ANNUAL FEE

AED 899

Non AED Transaction Fee

2.34%

Cash Advance Fee

3.15 % / or AED 103

Joining Offers

Apply now for a new Emirates Islamic Credit Card and get a voucher worth up to AED 500 for all your purchases at noon.com including noon, FOOD and DAILY. A minimum retail purchase of AED 5,000 by November 30, 2023 is required to get the AED 500 noon.com gift voucher.

Offer valid only for new Emirates Islamic Credit Card customers who apply for an Emirates Islamic Credit Card by September 30, 2023 and receive approval latest by October 31, 2023.

Offer not valid for customers with an active Emirates Islamic Credit Card or for customers who closed their Cards within the last six months.

Key Features

  • Fast-Track to Etihad Guest Silver Tier Status
  • Unlimited 20% Miles back on booking/upgrading a flight with Etihad Guest Miles
  • Enjoy 2 complimentary wifi vouchers every membership year.
  • Take advantage of up to 2 complimentary airport transfers per calendar year to or from Abu Dhabi airport.
  • Enjoy unlimited complimentary access to over 1000 airport lounges.
  • Enjoy movie nights even more by getting 50% cashback on Cinema tickets, any day of the week. Maximum cashback is AED 75 per month
  • Enjoy two rounds of complimentary golf per month at Arabian Ranches Golf Club, Track Meydan Golf Club, The Trump International Golf Club or Yas Links Golf Club on weekends or weekdays. A retail spend of AED 5000 is required
  • Enjoy 1 complimentary valet parking services per month at select locations across the UAE. A retail spend of AED 3,000 is required on your card to avail the benefit.
  • Multi trip travel Insurance
  • Purchase protection provides you with additional peace of mind every time you make a purchase
  • Extended Warranty up to one year from the expiry date of the original warranty.
  • No matter where you are in the world, VISA International multilingual service representatives are on hand to assist you 24 hours a day, 365 days a year.
  • Global Concierge: take advantage of a host of services including and not limited to flight/hotel/restaurant reservations available to you over the phone or online, 24 hours a day

Reward Features

Etihad Guest miles at Etihad Airline spend
2 Etihad Guest miles at international spend
2.5 Etihad Guest miles at two chosen categories
Upto 1.5  Etihad Guest miles at domestic spend

Emirates Islamic Etihad Guest Saqer card is the only credit card in the UAE that gives you the freedom of choice to define your preferred categories and earn Etihad Guest Miles on spends made on the same.

Earn 1 Etihad Guest Tier Mile for every 1 USD spent internationally on non-AED currency using your card. A maximum of 15,000 Tier Miles can be earned in a membership year.

Things To Be Aware Of

  • This card joining offer is only for UAE Nationals

MINIMUM SALARY

AED 7,000

RATE

3.45%

ANNUAL FEE

AED 682

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Earn Salaam points on all spends
  • Travel benefits

MINIMUM SALARY

AED 7,000

RATE

3.45%

ANNUAL FEE

AED 682

Non AED Transaction Fee

2.79%

Cash Advance Fee

3.15 % / Min 210

Key Features

  • Elite Lifestyle - A host of exclusive discount offers across categories
  • Earn 3 Salaam Points for every dirham of retail spends
  • Enjoy 3X rewards on all dining and dutyfree spends
  • Complimentary visits to Fitness First
  • Complimentary access to more than 500 airport lounges in over 300 cities
  • 10 Complimentary tickets on Sundays in a month at VOX Standard and 20% off at Roxy
  • 3 complimentary Airport Pick up or Drop services in a year in Dubai
  • Complimentary Travel Insurance
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus
  • Access to over 200 airport restaurant offers globally
  • Visa Luxury Hotel collection offers
  • 8% discount on hotel bookings made at Hotels.com
  • Elite Lifestyle - A host of exclusive discount offers across categories
  • Medical & Legal referral
  • Purchase Protection
  • Extended Warranty
  • Emergency assistance

Reward Features

Earn Salaam Points

  • Earn 1 Salaam Point on local spends .
  • Earn  3 Salaam points on International spends.

Accelerated Reward Points:

  • Enjoy 3X rewards on all dining and duty-free spends.

Things To Be Aware Of

  • Min monthly spends required for some benefits
  • Supplementary card annual fee of AED 156.45