HSBC Personal Loan

HSBC
Personal Loan

Salary Transfer Required?
yes
Minimum Monthly Salary
AED 7500
Fixed Rate
4.13%
Reducing Rate
7.49%
Max Loan Amount
AED 750000
Salary Transfer Required? yes
Minimum Monthly Salary AED 7500
Fixed Rate 4.13%
Reducing Rate 7.49%
Max Loan Amount AED 750000

Top Reasons To Choose

  • Quick approvals and processing
  • No need for credit insurance
  • Apply for a payment holiday or a top-up

Borrow up to AED 1,000,000 if you're a UAE national; for expats, it's up to AED 750,000 (eligibility subject to bank policies and credit bureau checks).

Pay your loan back over 12 to 48 months.

Documents Required

  • Primary Identification
    • Expatriates : Valid passport, UAE Residence Visa page and valid Emirates ID
    • UAE Nationals : Valid passport copy and valid Emirates ID
  • Evidence of Income
    • Pvt. Companies - income Transfer Letter (STL)
    • Govt. Companies - income Certificate (SC) or STL Bank Statement
    • New to bank customers: last 2 months bank statement showing two-credit income.
      The following are exempt from the requirement: - New to country if same can be proved through date of entry in UAE - Govt. employees if the first income is credited to the account
    • Buy-outs: Last 2 months bank statement Liability Letter (not more than 30 days old)Required for Buy-out only Cashier's Order Cheque (COC) Request

Joining Offers

Eligibility

  • You can apply for a Personal Loan if:
    • You are a UAE National aged between 21 and 65 years
    • You are an Expatriate resident aged between 21 and 65 years
    • You earn a minimum income of AED7,500

Detailed Features

  • Quick approvals and processing
  • High Loan amounts
  • UAE Nationals may be eligible for a maximum loan amount of AED 1,000,000
  • For Expats, the eligibility is a maximum of AED 750,000
  • No credit life insurance required
  • Renewal options for 12 month loans

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