FAB Home Loan

FAB Home Loan

First Abu Dhabi Bank (FAB)

MINIMUM SALARY

AED 15,000

FIXED RATE

2.75 %

LOAN AMOUNT

AED 20,000,000

REDUCING RATE

4.99 %

DOWN PAYMENT

20.00 %

  • Refund of valuation fees up to AED 3,000
  • No processing fee
  • Cash refund of pre-payment fee up to AED 10,000*
  • Free pre-approval

Minimum Salary Required

AED 15,000

Max Loan Amount

AED 20,000,000

Fixed Rate

2.75 %

Reducing Rate

4.99 %

Down Payment

20.00 %

Key Features

  • Rates as low as 2.75%
  • Borrow up to 80% of the value of your home
  • Flexible repayment schedule
  • Choose the rates and durations that suit you
  • Borrow up to AED 20m
  • Life and property insurance coverage
  • Processing fees as low as 1%
  • Solutions available for UAE nationals, GCC nationals (both UAE resident and non-resident), and other expats living in the UAE
FAB Home Loan for Residents and UAE Nationals

FAB Home Loan for Residents and UAE Nationals

First Abu Dhabi Bank (FAB)

MINIMUM SALARY

AED 15,000

FIXED RATE

1.99%

LOAN AMOUNT

AED 20,000,000

REDUCING RATE

1.99%

DOWN PAYMENT

30.00%

  • Multiple fixed-rate options available to choose from
  • No approval-in-principle fees
  • Reduced processing fee: 0.5% + VAT
  • Borrow upto AED 20 Million

Minimum Salary Required

AED 15,000

Max Loan Amount

AED 20,000,000

Fixed Rate

1.99%

Reducing Rate

1.99%

Down Payment

30.00%

Key Features

Starting from 1.99% per year for a two-year fixed interest rate.

Multiple fixed-rate options available so you can choose the payments and durations that suit you:
- 2 years starting from 1.99% per year
- 3 years starting from 2.19% per year
- 5 years starting from 2.49% per year

*Applicable rate shall apply after completion of the selected introductory period of 24 or 12 months.

Terms and conditions apply.
Features and benefits are subject to alteration/cancellation.

  • No approval-in-principle fees. Check your eligibility at no cost.
  • Reduced processing fee: 0.5% + VAT
  • Down Payment : 15% for UAE Nationals and 20% for ResidencesDown Payment  
    • Borrow up to 85% of the value of your home for UAE national first-time buyers
    • Borrow up to 80% of the value of your home for expat first-time buyers
  • Borrow up to AED 20 million
  • Shariah compliance also is applicable

Buyout Loans

  • No processing fees on buyout Loans
  • Refund of valuation fees up to AED 3,000 per property
  • Refund of up to AED 10,000 per property for buyout fees

After the introductory period, all rates will revert to a variable rate based on the bank defined mortgage base rate and a pre-agreed margin.

ADIB Home Loan for UAE Nationals

ADIB Home Loan for UAE Nationals

Abu Dhabi Islamic Bank (ADIB)

MINIMUM SALARY

AED 10,000

FIXED RATE

2.06%

LOAN AMOUNT

AED 20,000,000

REDUCING RATE

3.75%

DOWN PAYMENT

20.00%

  • Free property insurance for the entire tenure
  • Optional grace period up to six months
  • Automatic priority status upgrade
  • Life insurance financing.

Minimum Salary Required

AED 10,000

Max Loan Amount

AED 20,000,000

Fixed Rate

2.06%

Reducing Rate

3.75%

Down Payment

20.00%

Key Features

  • Financing of up to AED 20 million for UAE Nationals
  • Six months optional grace period (for Salary Transfer customers)
  • ADIB paid property insurance for the full tenure
  • Financing of up to 80% of the property value
  • No early settlement fees when selling the property
  • Free partial settlement of up to 30% outstanding annually
  • Salary transfer is optional
  • Financing available for self-employed applicants
Green Home Loan

Green Home Loan

Abu Dhabi Commercial Bank

MINIMUM SALARY

AED 15000

FIXED RATE

LOAN AMOUNT

AED

REDUCING RATE

4.75

DOWN PAYMENT

15

Minimum Salary Required

AED 15000

Reducing Rate

4.75

Down Payment

15
Mortgage Home Saver

Mortgage Home Saver

Abu Dhabi Commercial Bank

MINIMUM SALARY

AED 15000

FIXED RATE

LOAN AMOUNT

AED 24000000

REDUCING RATE

4.74

DOWN PAYMENT

15

  • Enjoy up to 90%* savings on interest cost on a 25-year loan
  • Flexibility and control
  • Conventional Finance available
  • Financing up to 85% of property value for UAE Nationals

Minimum Salary Required

AED 15000

Max Loan Amount

AED 24000000

Reducing Rate

4.74

Down Payment

15

Key Features

  • Dedicated ADCB Mortgage Centres will ensure a convenient, seamless, and stress-free home-buying experience
  • Own your home faster– loan tenure can be reduced by up to 15 years* on a loan term of 25 years
  • More savings on interest cost – enjoy up to 90%* savings on interest cost on a 25-year loan term
  • Flexibility and control – a unique loan account linked to a highly flexible interest-bearing bank account
  • Experienced and dedicated Mortgage Relationship Managers to guide you through the entire loan process
  • Dedicated after-sales mortgage service and helpline
  • Ability to switch to a different mortgage variant anytime during the loan maturity period
  • Conventional Finance available
  • Financing up to 85% of property value for UAE Nationals and 80% for Expatriates.
  • Competitive Interest Rates with the following structures:
    • Hybrid Structure - Fixed for initial years and variable thereafter
    • Variable Rate Structure - Based on relevant EIBOR + Margin

  • Variable Rate Structure - Based on relevant EIBOR + Margin
  • Repayment tenure of up to 25 years
Home Loan for Residents

Home Loan for Residents

Mashreq Bank

MINIMUM SALARY

AED 15000

FIXED RATE

LOAN AMOUNT

AED 10000000

REDUCING RATE

1.49

DOWN PAYMENT

15

  • Fixed and variable interest rate options available.
  • Minimal Paperwork
  • Cashback of up to AED 2000*
  • Dedicated Relationship Manager
  • Zero processing fee

Minimum Salary Required

AED 15000

Max Loan Amount

AED 10000000

Reducing Rate

1.49

Down Payment

15

Joining Offers

Enjoy up to AED 2,000 cashback, avail variable interest rates starting from 1.49% + 3 months EIBOR and many other benefits only with Mashreq Home Loans.