HSBC
Personal Banking account

Earn 1 Air Mile for every AED 4 spend on your card and redeem for flights, hotels and retail vouchers.

Sole Account Holder

• original passport (for all customers)
• valid residence visa (for non-GCC national customers only)
• original Emirates identification card (for all customers)
• proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
• original labour card/work ID (for female applicants on father's/husband's sponsorship)
• original trade license (for all self-employed customers)
• for salary transfer customers, original salary transfer letter from the employer must be provided

Joint Account holder

• No minimum balance fee for salary transfer of AED 5,000 and above
• Buy 1 Get 1 Free' movie offers covering 2D, 3D, 4D and other premium experiences across UAE.
• Fee-free cash withdrawals at any bank ATM in the UAE
• Fee-free international money transfers on INR, PKR, EGP, PHP
• Fee free Overdraft up to 2 salary multiple or AED 30,000 (whichever is lower) with no fees, and no interest on the first AED 500
• One free balance enquiry at any bank ATM
• Choice between AED, USD, GBP and Chinese Renminbi account currencies
• Daily cash withdrawal limit of up to AED 8,000 at HSBC UAE ATMs
• A free international Visa Debit Card accepted at over 25 million outlets worldwide, giving you access to your accounts at over 1 million ATMs around the world
• Utility bill payments through online and mobile banking
• Up to 10% off British Airways airfares when you book with your HSBC Personal Banking Debit Card
• Complimentary HSBC ENTERTAINER app, along with hundreds of offers from the I Love Dining programme. Enjoy airport dining offers at over 200+ locations globally with the Dragon Pass Dine & Travel programme. Terms and conditions apply.