ADCB Personal Loan

ADCB
Personal Loan

Salary Transfer Required?
yes
Minimum Monthly Salary
AED 10000
Fixed Rate
6.25%
Reducing Rate
11.33%
Max Loan Amount
AED 250000
Salary Transfer Required? yes
Minimum Monthly Salary AED 10,0000
Fixed Rate 6.25%
Reducing Rate 11.33%
Max Loan Amount AED 250,0000

Top Reasons To Choose

  • High Salary Multiples
  • Competitive interest rates
  • Simple Documentation
  • Credit Insurance
  • Involuntary loss of Employment cover

A customised solution that suits your ambitions. ADCB's flexible, low-cost loan packages for expatriates residing in the UAE.

Documents Required

1 Completed Application Form

2 Valid Passport, Visa and EID card copy

3 Last 3 months banks statements copy

4 Salary Certificate issued to ADCB, dated 30 days or less from date of loan application

5 Salary transfer letter

6 Details of existing loans/ liabilities

Note: A sales officer from the bank will contact you once you apply and will guide you through the documenation process.

Joining Offers

ADCB TouchPoints awarded on ADCB Personal loan amount (AED 10,000 and above) are as follows:

  • 200 TouchPoints will be earned for every AED 1,000 of loan amount, when loan amount is AED 150,000 or less.
  • 300 TouchPoints will be earned for every AED 1,000 of loan amount, when loan is above AED 150,000.

Eligibility

  • UAE Residents working for companies approved by ADCB
  • Minimum Salary: AED 10,000 per month
  • Age: 
    Minimum Age -21 years,
    Maximum Age - 60 years

Detailed Features

  • Additional one-time fee is applicable for life insurance cover on your ADCB Personal loan 
  • Option to avail involuntary job loss cover (ILOE) for an additional monthly fee.
  • ADCB Personal loan is granted against assignment of the customer’s salary and end of service benefit (gratuity) in favor of ADCB, which acts as security for the personal loan taken by the customer from ADCB.

Apply Now

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