Saadiq Home Finance is based on the Ijarah concept. Our ‘rent to own’ product has been approved by an independent Shariah Supervisory Committee.
Passport & Visa copy
Emirates ID Card copy
Last 6 months personal bank statement
Employment letter
Last Salary slip / Employer Letter
Property ownership documents
Proof of Customer’s contribution towards payment of property/ Equity payment (where applicable)
Salaried individuals UAE Nationals or Resident Expatriates
Age : 21 and above
For the first house/owner occupier, finance is available for up to 80% of the property market value for UAE Nationals, and up to 75% for Expatriates.
For the second house/investment, finance is available for up to 65% for UAE Nationals, and up to 60% for Expatriates.
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FABCashback Credit Card
Minimum Salary AED 5,000
FIXED RATE 3.50%
LOAN AMOUNT 3.50%
REDUCING RATE 3.50%
DOWN PAYMENT 3.50%
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