Union National Bank ADCOOP  Extra and Spar Card

Union National Bank
ADCOOP Extra and Spar Card

Minimum Salary AED 5000
Annual Fee AED 0
Rate 3.19%
Cash Advance 3.15% /Min 105
Non AED Transaction Fee 2.99%
Minimum Salary AED 5000
Annual Fee AED 0
Rate 3.19%
Cash Advance 3.15.00% /Min 105
Non AED Transaction Fee 2.99%

Top Reasons To Choose

  • No annual fee
  • High cashback rates at ADCOOP & Spar Abu Dhabi
  • Exclusive discounts at ADCOOP & Spar outlets

Things To Be Aware Of

  • 5th supplementary onwards fee is AED 105

Who knew grocery shopping could bring you so much more than your daily groceries? With UNB ADCOOP Extra and Spar Titanium Card, you are rewarded on every spend through our exclusive partnership with ADCOOP and Spar. Packed with rewarding benefits, this card adds true value to your wallet.

Reward Features

Earn Cashback:
  • 4% cashback on all purchases at Spar and Abu Dhabi COOP Supermarket and Hypermarket outlets
  • 0.4% cashback on all other retail purchases

Conditions: You need to spend at least AED 500 per month to earn cashback. Maximum cashback amount is AED 4,800 per year.

Detailed Features

Complimentary airport lounge access across GCC
Both primary and supplementary cardholders can enjoy unlimited free airport lounge access at 10+ lounges across GCC including UAE, KSA, Jordan, Kuwait and Egypt.

20% Off on Careem Rides
  • Your first ride free (for new Careem customers only)
  • Valid for Bookings via Careem Mobile App
  • 20% off three rides every month
 
Hundreds of Buy 1 Get 1 Offers
Choose from hundreds of complimentary offers throughout the Middle East & Africa across hotels, fine dining, premium spas, and more, when paying with your UNB World Card.

Exciting Discounts & 0% Instalment Plans
Enjoy exciting offers of up to 40% off across renowned brands in UAE when you pay using your UNB World Card.
 

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