Emirates Islamic Flex Elite Credit Card

Emirates Islamic
Flex Elite Credit Card

Minimum Salary AED 25000
Annual Fee AED 700
Rate 3.49%
Cash Advance 3.00% /Min 199
Non AED Transaction Fee 3.49%
Minimum Salary AED 25000
Annual Fee AED 700
Rate 3.49%
Cash Advance 3.00% /Min 199
Non AED Transaction Fee 3.49%

Top Reasons To Choose

  • Welcome bonus of 75,000 EI SmartMiles
  • Online Market Place
  • Unlimited Complimentary Golf Any Day of the Week
  • Free Valet Parking
  • Extensive premium lifestyle & travel benefits

Things To Be Aware Of

  • Specific categories of spend have lower earn rates
  • Welcome miles will be given once AMF is paid

Emirates Islamic Flex Cards bring you convenience and flexibility like you’ve never seen before. A card packed with benefits that complement all aspects of your lifestyle and delivers truly memorable experiences.
 
 

Reward Features

Earn EI SmartMiles
Earn Upto 2.5 EI Smart Miles per AED on local transactions.
Earn Upto 3.75 EI Smart Miles per AED on international transactions.
 
Simply exchange your EI SmartMiles for Miles with frequent flyer program with Emirates Skywards, Etihad Guest, and InterMiles.
 
10,000 EI SmartMiles= 1,000 Emirates Skywards Miles
10,000 EI SmartMiles= 2,500 Etihad Miles
20,000 EI SmartMiles = 4,000 InterMiles

Joining Offers

Welcome bonus of 75,000 EI SmartMiles upon payment of Annual Fee for the first year.

Detailed Features

Welcome bonus
Earn 75,000 EI SmartMiles upon payment of Annual Fee for the first year

EI SmartMiles redemption
  • Exchange your EI SmartMiles for Miles with frequent flyer program with Emirates Skywards, Etihad Guest, and InterMiles
  • Instant EI SmartMiles redemption at over 300 airlines and more than 180,000 hotels worldwide
  • Shop with your EI SmartMiles anytime, anywhere using the new “Instant Purchase” feature
Online market place
Choose your favourite apparels, electronics, toys and more and instantly receive an e-voucher for use at any mall within the UAE.
 
Airport Lounge access
Complimentary access to 1000+ lounges globally for the cardholder plus a guest (via Loungekey).

DragonPass 'Dine & Fly' airport dining program
Cardholders now have access to over 200 airport restaurant offers globally.
 
Complimentary Cinema Offer
Customers can avail 20% off on weekdays at Roxy Cinemas.  Ultra Premium, Platinum Plus and Luxury Gold Plus. Pls note this offer is not valid on public holidays and available untill 30th Sept 2020.  Customers can save upto AED 280 per month with these offers.
 
Balance Transfer Facility
0% profit rate on the outstanding balance of your credit cards from other banks for 6 months.
 
Visa Premium Concierge
The 24-hour concierge provides a personal service to Visa Infinite cardholders, taking care of all the details so they can simply take their seats and enjoy. Servicing in English, Arabic, and French, concierge agents can help with:
 
  •  Restaurant advice
  •  Booking tables, including those that are hard-to-get
  •  Travel arrangements: booking flights, hotels, car rental, hotel transfers, tourist advice
  •  Shopping recommendations, sourcing a product
  •  Arranging a special gift, sending flowers
 
Visa Luxury Hotel Collection (VLHC)
VLHC is composed of over 900 intriguing and prestigious properties. Offering:
  • Best available rate guarantee
  • Automatic room Upgrade upon arrival
  • Complimentary in-room Wi-Fi
  • Complimentary continental breakfast daily
  • $25 USD food or beverage credit
  • VIP guest status
  • 3pm check out upon request
 
Golf Offers
Enjoy unlimited complimentary golf at Arabian Ranches Golf Club or Track Meydan Golf Club on weekends or weekdays. Minimum spend of AED 10000.
 

JA Resort Golf Course: 20% discount from the Midweek Visitor Rate Card all year round. Jebel Ali Golf Resort boasts a 9-hole Championship Course, an enormous driving range and putting green. Offer valid from February 7, 2020 00:00 GMT - February 6, 2021 23:59 GMT

Abu Dhabi City Golf Club: Redeem a 'Member's Guest / Affiliate' Rate every day of the week situated in the heart of the UAE's capital, offering a relaxed accessible environment to golfers and non-golfers alike, to play, wine and dine. www.adcitygolf.ae Offer valid from February 7, 2020 00:00 GMT - February 6, 2021 23:59 GMT

Arabian Ranches Golf Club:A 10% discount on midweek 'Visitor Rates' all year around. The links is an 18 hole, par 72 signature course designed by Ian Baker-Finch in association with Nicklaus Design. Offer valid from September 4, 2019 00:00 GMT - September 3, 2020 23:59 GMT

Trump International Golf Club: A 10% discount off the 'Best Available Rates' can be enjoyed everyday, The 7,300-yard, par 71 course is located just ten minutes from Sheikh Zayed Road, Gil Hanse, was appointed to design the spectacular 18-hole golf course. Offer valid from September 17, 2019 00:00 GMT - September 16, 2020 23:59 GMT

Jebal Sifah ( Muscat) : 15% discount on 'Best Available Rate' green fees from Sunday to Thursdays. Harradine Golf’s first ever seaside course, which can also be played as a varied 18 hole par 72 course by utilising second pin flags

Yas Links Abu Dhabi: Enjoy a 5% discount on `Best Available Rate' green fees everyday Kyle Phillips designed the multiple award Winning Championship Links Golf Course, Yas Links Abu Dhabi. Coupled with a Par 3 floodlit Academy course and practice areas, highly skilled PGA teaching professionals, and state of the art Golf Academy with covered bays and the latest in technology

Al Zorah Ajman: A 5% discount on midweek 'Best Available Rates' all year around special proposition that’s been magically created by the famed Nicklaus Design group

Address Montgomerie: 10% discount everyday off 'Visitor Rates' with a 365 day booking window. 18-hole championship golf course and 5-star accommodation are regarded one of the premier leisure destinations in the world

Sharjah Golf and Shooting Club;10% discount on Preferential rate green fees Club boasts a 9 hole, fully floodlit golf course which enables play well into the evening. Designed by internationally acclaimed architect Peter Harradine, if played twice, this wall to wall grass oasis will provide a par 72 layout that stretches in excess of the 7,300 yard mark.

Abu Dhabi Golf Club: 5% discount on "Best Available Rate" green fees rates Sunday through Thursdays.Abu Dhabi Golf Club features 27 Championship holes of golf, over 162 hectares of land co-managed by renowned worldwide golf resort management organization, Troon Golf. Offer valid from October 8, 2019 00:00 GMT - October 7, 2020 23:59 GMT

Sadiyat Beach Golf Club:  5% discount off 'Best Available Rate' green fees ,Sundays through Thursdays. Designed by Gary Player, this course is one of the world's most captivating golfing projects. The Troon managed Saadiyat harnesses the stunning natural beauty of Saadiyat Island. Offer valid from October 8, 2019 00:00 GMT - October 7, 2020 23:59 GMT

The Els Club Dubai:5% discount on 'Best Available Rate' green fees from Sunday to Thursdays. Stretching 7,538 yards with four sets of tees, allowing players a selection of differing lengths from which to play, Offer valid from September 6, 2019 00:00 GMT - September 5, 2020 00:00 GMT

Tower Links Golf Club RAK: 5% discount off Visitor green fees 7 days a week . Offer valid from October 11, 2019 00:00 GMT - October 10, 2020 23:59 GMT

Al Hamra Golf Club RAK: 15% Off Visitor green fees (Sun - Thurs) & 10% Visitor green fees (Fri - Sat). 10% discount in Pro-Shop. This 18-hole golf course, designed by Peter Harradine, meanders around four inter-connected open water lagoons merging seamless with the water of the Arabian Gulf. As many traditional links course do, the front nine measuring 3,578 yards makes its way out and away from the Clubhouse, whilst the back nine measuring 3,747 yards returns home around the lagoon to the Clubhouse.

 

Free valet parking
2 free per month at:  
 
Dubai: Dubai Int.Airports (T1 & T3), Dubai Courts - 1 hour
Abu Dhabi: Masdar City- 3 hours
Dubai: Wafi City, Ibn Battuta Mall, Dubai Creek Golf & Yacht Club, Mirdif City Centre,La Mer,The Pointe,Deira City Centre,City Centre Me'aisem,The beach- Entire day.
Abu Dhabi: Yas Mall, Marina Mall, Khalidiyah Mall, Deerfields Mall, Mushrif Mall,Dalma Mall,Ferrari World,Yas Waterworld,Warner Bros. World,Cleveland Clinic-Entire day.
City Centre Sharjah - Entire Day.
City Centre Ajman- Entire Day.
City Centre Fujairah- Entire Day.
 
Mazaya offers
Unmatched benefits, discounts and privileges at restaurants and retailers across the UAE. Up to 30% at restaurants across the UAE.
 
Forex
Forex Charges-2.34% (This fee is charged in addition to the standard processing fee charged by MasterCard International or Visa International and is applicable to transactions performed outside UAE-approximately 1.15%)

Visa PayWave
New, convenient, faster and safer way to pay.

Travel Insurance
With multi-trip travel insurance, you as the cardholder and your family are covered on all trips up to 90 days in duration.
Details of cover:
  •  
  •  Personal Accident Benefits up to US$ 1,000,000 (International)
  •  Personal Accident Benefits up to US$ 100,000 (Domestic)
  •  Emergency Medical Expenses up to US$ 1,000,000
  •  Evacuation and Repatriation Expenses up to US$ 500,000
  •  Hospital Daily Cash $100 per day up to US$ 3,000
  •  Trip Cancellation/Curtailment up to US$ 7,500
  •  Delayed departure up to US$ 1,000
  •  Baggage delay up to US$ 500
  •  Loss of personal belongings up to US$ 2,500
  •  Covers cardholder, spouse and up to 5 children; age limit of 75 for all

 

Purchase Protection
Purchase Protection provides you with additional peace of mind every time you make a purchase. It protects you against the theft or accidental damage of purchased items, so you can focus on simply finding that perfect buy.
  • Protects against the theft or accidental damage of purchased items
  • New item purchases only
  • Coverage for a maximum of 365 days from date of purchase
  • Maximum of 48 hours from date of incident to submit a claim
  • Cardholder must report within 24 hours in case of theft
 
Extended Warranty
It doubles the repair period offered by the original manufacturer’s warranty for up to 1 year, protecting against the cost of repair and replacement of an item.
 
Dragon-Pass Dine & Fly
Cardholders now have access to over 200 airport restaurant offers globally.
 
Agoda Hotel Discount
Save up to 12% discount over 985,000 hotels & vacation rentals worldwide with Agoda.
 
Fraudulent Card Misuse Protection
All Visa Infinite cards are protected against unauthorized transactions or fraudulent use of their card by unrelated third parties. This insurance benefit will provide reimbursement up to:
USD 3,000 per occurrence with USD 5,000 annual aggregate limit for Visa Infinite cardholders.
 
YQ Airport Meet and Assist Services
Discount of up to 30% off retail rates at over 450 destinations globally.
 
2-for-1 ENTERTAINER OFFERS WITH VISA OFFER MENA MOBILE APP
Download the Visa Offers MENA mobile app to treat yourself to exclusive 2-for-1 deals on food and entertainment in addition to over 5,000+ travel discounts
 
Anghami Plus Offers
Subscribe to Anghami Plus with your Visa and enjoy upto four months free for the first year.
 
8% Off Bookings on Hotels.com
Enjoy 8% discount on hotel stay bookings made at hotels.com.

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