• Available in all major currencies such as USD, EUR, GBP, CAD, and AUD.
• Interest is accrued on the daily balance and is paid monthly
• Free limited cash withdrawal on teller transactions and ATM
• Free Debit Card and supplementary card.
• Free E-Statements.
• Access your account through ADCB Personal Internet Banking, ADCB Mobile Banking and dedicated Contact Centre number

• Available in all major currencies such as USD, EUR, GBP, CAD, and AUD.
• Interest is accrued monthly and paid half-yearly on the monthly minimum balance
• Free limited cash withdrawals on teller transactions and ATM
• Free Debit Card and supplementary card.
• Free E-Statements.
• Access your account through ADCB Personal Internet Banking, ADCB Mobile Banking and dedicated Contact Centre number.

• Free cheque book and teller transactions
• Free local and internatioanl remittances
• Free international ATM cash withdrawals
• Free entertrainer booklet worth AED 50,000
• Skywards signature credit cards with 30,000 skywards miles
• Discounts of upto AED 8000 on credit cards and loans

• Free cheque book
• Free international remittances
• Free teller transactions
• Free international ATM services cash withdrawals
• Free entertrainer booklet worth AED 50,000
• Skywards signature credit cards with 30,000 skywards miles
• Discounts of upto AED 8000 on credit card and loans

• Globally accepted Business Choice Debit Card
• 1 free Cheque book per month
• Low minimum balance requirements
• 30 free teller transactions each month
• Free e-statements
• Access to ADCB Phone Banking, Mobile Banking and Personal Internet Banking services

• Globally accepted Business Choice Debit Card
• Free and unlimited teller transactions each month
• Complimentary Business insurance of up to AED 500,000 against fire and theft
• (Terms and Conditions apply)
• 3 free Cheque books per month
• Low minimum balance requirements
• Free e-statements
• Access to ADCB Phone Banking, Mobile Banking and Personal Internet Banking services

• One free cheque book per quarter
• Globally accepted ATM debit card
• Access to ADCB Personal Internet banking and Mobile banking
• Low minimum balance requirement
• Free e-Statements
• One free cheque book per quarter

• Globally accepted Debit Card
• Sweep facility available
• Enjoy Interest rate of up to 0.8% p.a on your savings with monthly payouts
• Low minimum balance requirements
• Free e-statements
• Access to ADCB Phone Banking, Mobile Banking and Personal Internet Banking services

• Range of current, savings and deposit accounts
• Local and international remittances
• No chequing facility
• Teller transactions available at a nominal fee
• Access through international ATM s debit card
• Phone banking , online banking and mobile banking , internationally valid debit card with a host of benefits and privileges.

• RAKBANK’s Current Bank Account with a low minimum balance, and a choice of local and international currencies, makes it an attractive option.
• Dirham, US Dollar, Euro or Pound Sterling – you choose the currency for your Current Account. Other currencies may be approved upon request
• Get a Cheque book for AED account
• FREE Debit Card, which gives you 24/7 global access through any MasterCard ATM
• Monthly current account statements detailing all transactions

• Transfer your salary, move money, make payments, order a cheque book or pick up a new debit card with ease
• Open to UAE residents only
• Free cheque book (AED account only) and free e-statements (within the statement cycle)
• Available in AED and other major currencies
• Access to ADCB Personal Internet Banking and Mobile Banking

• International debit card
• Cheque book
• Access to mobile banking and internet banking
• Free e-Statements
• Utility bill payment facility
• No minimum balance requirement
• Auto sweep facility
• Free domestic remittances (unlimited)
• Free teller transactions (unlimited)

• Available for UAE residents and non-residents
• Available in AED and USD currencies
• Interest bearing account, with interest rate of 0.2% p.a. for AED and 1.0% p.a. for USD Savings accounts
• Interest is accrued monthly on the minimum balance and is paid half-yearly on minimum monthly balance
• Free e-statements (within the statement cycle)
• Debit card available for AED Savings accounts only

• High interest rate of up to 0.75% p.a. on pooled balances maintained in family savings accounts
• No minimum monthly balance or minimum salary requirement for any family member
• The primary member can add up to 10 immediate family members into family pool
• Immediate family members include father, mother, son, daughter, husband and wife
• Complete privacy for each account holder under the family pool
• Free international Debit card with exciting offers on dining, shopping & travel
• Interest paid out to each account holder in the proportion of their balances in the pool
• Bill payment facilities across a wide range of services - telephone, electricity, Salik recharge, road fines and others
• 24-hour easy access to your account, through ATMs, over the phone (landline or mobile), and online access to an extensive branch and ATM network
• Exclusively offered to UAE Nationals only

• Cheque book
• Internatioanl local remittances
• Teller transactions
• Debit card

• Free cheque book
• Free internatioanl local remittances
• Free teller transactions free debit card

• Free cheque book
• Free internatioanl local remittances
• Free teller transactions free debit card
• Free entertrainer booklet worth AED 30,000

• Value Account: an interest-bearing checking account for salary transfer that comes with a free life insurance cover of AED 100,000/-
• Choose from range of Debit cards to make your everyday shopping and payments convenient with high purchase and cash withdrawal limits
• Enjoy 50% off with VOX cinemas on Sunday
• Share your card benefits with your loved ones by giving up to 5 Supplementary Debit cards for free
• Free local and international remittances on Online and Mobile Banking App
• The best offers on Free For Life Credit Cards e.g. Manchester United, Go4it Gold, dnata Platinum.

• Chequing facility, with first cheque book free of charge
• Eight free teller transactions per month
• Access to a range of current, savings and deposit accounts, loans, cards, insurance and other value-added products and services
• Regular account statements
• Local and international remittances
• Convenience of online & mobile banking, phone banking with largest ATM and branch network for service
• Use online and mobile banking to carry out over 200 transactions including request for new products and services
• Pay bills for over 25 major service providers, send money to loved ones, and check your account statements in a matter of minutes.

• Cheque book
• Internatioanl local remittances
• Teller transactions

• Non-interest-bearing account
• Cheque book facility
• Free International ATM/debit card (AED only)
• Can be opened in approved foreign currency
• Standing order service available
• Overdraft facility available by arrangement
• Bill payment facilities across a wide range of services
• Access to the account through ATMs , phone banking and online banking
• Monthly statement of account

• Available in UAE Dirham only
• Interest rate of 0.25% p.a. on balances
• Free international ATM/debit card
• 24-hour easy access to your account through ATMs, over the phone (landline or mobile), and online
• Access to an extensive branch and ATM network
• Bill payment facilities across a wide range of services - telephone, electricity, Salik recharge, road fines and others.

• High interest rates depending on the balances maintained in the account
• Available in AED, USD and SAR
• No cheque book
• Free international ATM/debit card (only for AED accounts)
• Monthly statement of account.

• Free FAB Mastercard debit card
• First cheque book free
• Free lounge access at selected airports for FAB Platinum Mastercard debit card holders

• Available in Dirham and other major currencies
• Earn interest rates on your account (subject to existing rates)
• Minimum monthly average balance requirement, AED 3000 or equivalent
• Free FAB Mastercard debit card
• Complimentary airport lounge access with no prior booking, simply show your FAB Platinum Mastercard debit card

• The RAKbooster Account gives you more access to your money than any other account of its kind. And it gives a boost to your savings by offering up to 1.75% p.a. Increase your savings and enjoy monthly interest rates of up to 1.25% p.a.
• Earn an additional bonus of 0.25% p.a. for preceding 3 months, if there is no debit transactions and if the previous bonus in not credited during preceding 3 consecutive months
• Earn an additional bumper bonus of 0.25% p.a. for preceding 12 months, if there is no debit transactions and if the previous bumper bonus in not credited during preceding 12 consecutive months
• You can open a RAKbooster Online Savings Account in AED or USD
• Interest for your RAKbooster Savings Account is calculated daily and paid monthly.

• RAKsave is an interest bearing savings account, minors can have an account too. It has a low minimum balance requirement
• , interest payout
• 
  
• and these other great features:
• Free Debit Card
• 
  
• 
  
• to access your savings account through any ATM in the UAE
• Instant account access so you can pay your bills or conduct account transfers through RAKdirect our 24-hour telephone banking service
• Monthly account statements clearly detailing all transactions.

• Banking Benefits:
• 1 Cheque Book (25 Leaves) per month (available only to AED Current Account)
• Cash Withdrawals every month from any non-RAKBANK ATM (located in the UAE)
• 2 Internal Standing Orders per month
• 1 International Remittance through SWIFT per month (waiver of RAKBANK charges only)
• 1 Manager’s Cheque/ Demand Draft per month
• No Minimum Balance required
• Insurance Benefits:
• Motor Takaful Discount of AED 100
• 
  
• 
  
• Life Takaful Cover (AED)
• Secure Wallet cover (up to AED 10,000)
• Travel Takaful Benefit With Worldwide Cover For You and Your Family
• 
  
• 
  
• 
  
• Car value to be greater than or equal to AED 75,000
• Lifestyle Benefits:
• Complimentary International Motoring Company (IMC) Roadside Assistance and Concierge Services
• 
  
• RAKvalue Offers

• RAKvantage is a high interest rate AED/USD Personal Banking account for UAE residents and non- resident GCC Nationals in the UAE.This account is offered to RAKselect & RAKelite customers.
• Unlimited FREE cheque books and drawings
• Instant account access for bill payments and account transfers through RAKdirect our 24-hour telephone banking service

• RAKBANK’s Savings Account offers you highly competitive interest rates, and credits interest to your account every six months.
• Dirham, US Dollar, Euro or Pound Sterling – you choose the currency for your Savings Account. Other currencies may be approved upon request
• FREE Debit Card.
• Get access to your savings account 24 hours, 7 days a week through any ATM in the UAE
• Unlimited access to your savingsGet monthly, quarterly or bi-annual statements with your Savings Account. If Debit Card option is selected, monthly statements are issued by default
• Transfer funds between your accounts easily and conveniently

• Darhoom Prepaid Debit Card (first prepaid card for children)
• Standing Instructions for your convenience to help you save regularly from your ADIB account to your child's Banoon Account
• Mobile App
• A higher expected profit rate

• A dedicated Relationship Manager assigned to meet your business needs
• Upto 40 monthly free teller transactions
• Business Platinum Debit Card with high ATM and POS limits
• Personalized ADIB Business Platinum Chequebooks
• Open your account in select currencies
• Bank on the go and enjoy telex transfers with ADIB Business internet Banking by competitive pricing, Preferred Rates on FX and Investment Accounts
• Free monthly e-statements.

• Up to 5 monthly free teller transactions
• Business Classic Debit Card
• ADIB Business Classic Chequebooks
• Open your account in select currencies
• Bank on the go and enjoy telex transfers with ADIB Business internet Banking by competitive pricing.

• Up to 15 monthly free teller transactions
• Business Gold Debit Card with high ATM and POS limits
• Special ADIB Business Gold Chequebooks
• Open your account in select currencies
• Bank on the go and enjoy telex transfers with ADIB Business internet Banking by competitive pricing.

• Free Unlimited Teller Transactions At Over 80 Branches Across The UAE
• Free ADIB Visa Electron Debit Card, cheque book, ADIB Mobile Banking App, Instant Overdraft Facility,Standing Instructions
• 24 hour banking services
• Account statements, free e-statements
• Adib web secure, choice of currency.

• Free Unlimited Teller Transactions At Over 80 Branches Across The UAE
• Free ADIB Visa Electron Debit Card
• ADIB Mobile Banking App
• Standing Instructions
• 24 hour banking services
• Account statements, free e-statements.

• Free ADIB Visa Electron Debit Card to access your account and funds instantly at any ATM or retail outlet
• Expected monthly profits calculated on a monthly basis and credited to your account every month
• ADIB Mobile Banking App! Bank anytime, anywhere with the ADIB Mobile Banking App - available for all iPhone and Android devices
• 24 Hour Banking Services, in addition to our mobile app, you will always have e-ADIB Internet Banking, Telephone Banking, and SMS Banking
• Ghina Salary account (SPA) holder can also avail a Cheque book, (first Cheque book comes free while additional ones can be obtained by paying AED 25).

• Free cheque book
• Free internatioanl local remittances
• Free teller transactiks free debit card

• Free of monthly charge if the average balance above AED 200,000 is maintained
• Up to 5 monthly free teller transactions
• Business Classic Debit Card
• Classic Business Chequebooks
• Bank on the go and enjoy telex transfers with ADIB Business internet Banking by competitive pricing
• Flexibility of transferring to other ADIB accounts with no additional charges, Free e-statement.

• Free Unlimited Teller Transactions At Over 80 Branches Across The UAE
• Free ADIB Visa Electron Debit Card
• Expected Quarterly Profits
• ADIB Mobile Banking App
• 24 Hour Banking Services
• Account Statements, Free e-Statements
• ADIB WebSecure
• Choice of Currency.

• No minimum balance charges if salary is transferred
• Free internationally recognized debit card
• Personal checking facilities for UAE residents
• Free online banking to view, manage and conduct transactions at your convenience
• Phone banking giving you anytime, anywhere access to your accounts
• SMS account updates for charge card balances and other transactions
• Currencies:, Available in AED, USD
• , GBP, Euro, Yen, Canadian Dollar, Saudi Riyal, Kuwaiti Dinar, Qatari Riyal, Bahraini Dinar and Omani Riyal
• Debit Card and Cheque book are not available on Foreign Currency Current Accounts.

• Free internationally recognized debit card
• Available in AED and USD
• Profit payout on Quarterly basis
• Online banking to view, manage and conduct transactions at your convenience
• Phone banking giving you anytime, anywhere access to your accounts
• SMS account updates for charge card balances and other transactions.

• Free internationally recognized debit card, Available in AED
• Get 2020 bonus Skywards Miles when you open your account
• Earn up to 15000 Skywards Miles per quarter
• Get discounts of 50% on the Annual Membership fee for your Skywards Card for the first year (subject to card approval)
• Free Saving Account with no minimum balance requirement
• Online banking to view, manage and conduct transactions at your convenience
• Phone banking giving you anytime, anywhere access to your accounts
• SMS account updates for charge card balances and other transactions.

• Quick & easy processing
• Instant VISA Debit card and cheque book issuance
• Flexibility to use your money any time through Debit Card or Cheque
• Withdraw cash at more than 1.8 million ATM's in over 200 countries with ease
• Make purchases at more than 24 million retail outlets worldwide
• Free online banking access, Free mobile banking access, Free tele-banking services

• Dedicated Relationship Manager, FX & Trade Specialists
• Free Business Cheque Books (if requested online), Free Business Debit card & host of privileges
• Dedicated Online & Mobile Business Banking platform for Business entities
• Access to World currency Markets through the FX & rate service desk
• An investment platform, offering an extensive array of customized products
• Secured Business Loan against collateral in form of Term loan or mix of term loan and overdraft at competitive interest rates
• Trade finance/Working capital credit facilities with unique services like Trade doc, Pre check & Doc Prep etc.

• Dedicated Relationship Manger accompanied by a team of FX & Trade Specialists
• Dedicated Online & Mobile Business Banking platform for Business entities
• Free Business Platinum Debit card with high transaction limits and host of privileges
• Free Business Cheque Books
• 10% rebate on Trade Fee, Zero Fees on Online International Remittances
• Access to World currency markets through FX and rate service desk
• An Investment platform with products tailored to suit your requirements.

• Minimum AED 3,000 balance savings account
• Available to children and joint applicants as well
• Free international debit card
• Accounts can only be opened in AED
• Interest paid monthly
• Unlimited withdrawals.

• Your 1st cheque book free of charge
• Free international debit card
• Available in major currencies including AED, USD, EUR & GBP
• Overdraft facility available subject to eligibility
• Free phone and online banking
• Free monthly account statements
• Minimum balance requirement of AED 3,000 or USD 1,000 

• Quick & easy processing
• Instant VISA Debit card and cheque book issuance
• Flexibility to use your money any time through Debit Card or Cheque
• Withdraw cash at more than 1.8 million ATM's in over 200 countries with ease
• Make purchases at more than 24 million retail outlets worldwide
• Free online banking access, Free mobile banking access,Free tele-banking services.

• Quick & easy processing

• Instant VISA Debit card and cheque book issuance

• Flexibility to use your money any time through Debit Card or Cheque

• Withdraw cash at more than 1.8 million ATM's in over 200 countries with ease

• Make purchases at more than 24 million retail outlets worldwide

• Free online banking access

• Free mobile banking accessFree tele-banking services

• Quick & easy processing
• Instant VISA Debit card and cheque book issuance
• Flexibility to use your money any time through Debit Card or Cheque
• Withdraw cash at more than 1.8 million ATM's in over 200 countries with ease
• Make purchases at more than 24 million retail outlets worldwide
• Free online banking access, Free mobile banking access, Free tele-banking services

• 0.25% interest paid semi-annually
• Free international debit card
• Available in major currencies including AED, USD, EUR & GBP
• Access and manage your money anytime with free banking by ATM, online and by phone
• Free monthly account statements
• Minimum balance of AED 1,000 or equivalent to be maintained
• Enjoy attractive remittance rates
• Manage your money easily online or by phone.

• Current Account is available in AED, USD, GBP and EUR
• International debit and ATM cards
• Online Banking, Mobile and phone banking

• Free debit card with the latest Chip & PIN security and contactless pay card technology to make easy payments or withdraw cash at ATMs worldwide
• CBD Reward Points, reward points for every dirham spent
• Personal overdraft facility for unexpected emergencies and surprise expenses
• CBD Online and Mobile Banking to access your banking anywhere, anytime
• Budget and Track to help you track your expenses and much more
• Unlimited transactions in all major currencies
• First free cheque book
• Images of all your cheques in online banking statements
• 24 hour Contact Centre.

• Free international money transfers: Send money home twice a month free of charge  through online and mobile banking (T&C apply)

• MasterCard Buy 1 Get 1 Free App: Enjoy the expat lifestyle in Dubai and UAE for less with more than 900 fantastic offers and discounts

• Quick account set up: It’s quick and easy to set up an expat bank account

• Attractive expat benefits : a range of useful perks just for dubai and uae expats , including attijari reward points and free NOL card. 

• Feature-rich premium business bank account
• Dedicated Business Banking Relationship Manager to provide pro-active account management and tailor CBD banking services to meet your individual business requirements
• No account maintenance fees providing minimum monthly balance of AED 150,000 is maintained
• Choice of 6 account currency denominations
• Free chequebooks and complimentary 'My Business' debit card with higher daily cash withdrawal limits
• Free online banking account enquiry service, with the option to upgrade to a comprehensive inter active online banking service
• Free electronic bank statements, Free mobile banking service, Free SMS transaction alerts, Dedicated Business Banking call centre, Preferred rates on remittances, money transfers and for currency exchange
• Access to website-based business advisory services and business planning toolkits through Resource Centre
• WPS payroll management service
• Preferential access to Business Banking service centres
• Dedicated Business Banking Zones and fast track Business Banking tellers in main branches and priority queueing in all other branches
• Preferential pricing on a range of additional business banking and insurance products and services
• Invitations to premier events and business networking events.

• The Dual Account from Noor Bank is a combination of a current and savings account, giving you the freedom of writing cheques while earning profit* on a minimum balance
• Cheque book, Internatioanl local remittances, teller transactions, debit card
• This account can be accessed in many ways, and is available in AED, USD, GBP and EUR.

• Free Accounts
• End to end online services
• Easy fund transfers via online and mobile banking
• Offered in AED and USD
• No minimum balance required
• One debit transaction is allowed per month without impacting the profit payment for that month
• Minimum Amount to be eligible for profit: is AED 5000
• Online transfers, bill payments and transactions are allowed
• You can transfer the funds to your Current or Savings account and easily make transactions
• For more than one debit transaction prevailing anticipated profit rate will apply.

• Account is available in AED, USD, GBP and EUR
• Cheque book, internatioanl local remittances, teller transactions, debit card

• Feature-rich business bank account
• No account maintenance fees providing minimum monthly balance of just AED25,000 is maintained
• Choice of 6 account currency denominations
• Free first chequebook and complimentary business debit card
• Branch-based client relationship management
• Access to Business Banking Zones and fast track Business Banking tellers
• Free online banking account enquiry service, with the option to upgrade to a comprehensive interactive online banking service
• Free mobile banking service, Free SMS transaction alerts
• Dedicated Business Banking call centre
• Dedicated self-service phone banking
• Competitive rates on money transfers, remittances and foreign currency exchange
• Preferential pricing on a range of additional business banking and insurance products and services
• Optional WPS salary processing service
• Access to website-based business advisory services and business planning toolkits through Resource Centre.

• Free debit card with the latest Chip & PIN security and contactless pay card technology to make easy payments or withdraw cash at ATMs worldwide
• Standing instructions facility, Money transfer facility
• CBD Rewards Points, reward points for every dirham spent
• Attractive interest rate on balances
• Complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt for Platinum MasterCard Debit Card holders
• Free Online Banking and Mobile Banking
• SMS alert and payment service
• Statement access via CBD Online Banking.

• Feature-rich business bank account
• No account maintenance fees providing minimum monthly balance of just AED25,000 is maintained
• Available in both Conventional and Islamic Savings Account with competitive interest / profit paid out rates
• Interest / Profit Rates are paid out semi-annual basis based on Minimum Monthly Balance during last 6 months
• Choice of 6 account currency denominations 
• Branch-based client relationship management
• Access to Business Banking Zones and fast track Business Banking tellers
• Free online banking account enquiry service, with the option to upgrade to a comprehensive interactive online banking service
• Free mobile banking service, Free SMS transaction alerts, Dedicated Business Banking call Centre, Dedicated self-service phone banking
• Competitive rates on money transfers, remittances and foreign currency exchange
• Preferential pricing on a range of additional business banking and insurance products and services
• Optional WPS salary processing service
• Access to website-based business advisory services and business planning toolkits through Resource Centre.

• Higher withdrawal limits
• Local bill payments, alerts , e statements , banking online or on the go
• Pay any credit card. 

• Higher withdrawal limits
• Local bill payments, alerts , e-statements, banking online or on the go
• Pay any credit card.

• Attractive profit
• Flexible tenures
• Low minimum deposit
• Banking online or on the go

• Higher withdrawal limits
• Local bill payments, alerts , e statements , banking online or on the go
• Pay any credit card

• Convenient withdrawals
• Local bill payments
• E-statements, alerts, banking online or on the go.

• Transaction convenience
• Full range of services
• Easy access to cash
• Rewarding credit card
• Banking online or on the go
• Local bill payments
• No minimum balance
• 0% balance transfers
• Debit card and cheque book
• Islamic financial services

• No minimum balance required for payroll customers on current account
• Complimentary international visa debit card
• Minimum average monthly balance of AED 3000 for individuals and  AED 10,000 for companies
• Personalized cheque book facility
• Complimentary and secure digital banking services to provide  the utmost banking convenience
• Free monthly statements, free  international ATM card providing reward points on every salary transfer.

• Available in AED and all major international currencies
• Free ATM card providing access to your account 24/7 through over 18 million ATM around the world
• UAB ATM card is accepted for purchases at over 27 million shopping outlets world wide
• Interest earned on outstanding balance
• Minimum average monthly balance of AED 3,000 only
• Ease of tracking your transactions through free SMS notifications and e-statements
• Secure online and mobile banking platforms to provide  the utmost banking convenience 
• Flexibility and ease of withdrawals and transfers.

• Interest rate upto 2.5% per annum , only available in AED currency
• Complimentary international debit card and unlimited withdrawals
• Interest credited every month based on the minimum monthly balance
• Flexibility of withdrawals and transfers
• Simple and quick processing
• Secure mobile and online banking platforms to provide the utmost banking convenience
• Receive attractive returns
• Ease of tracking your transactions through free sms notifications and e-statements
• Available for residents and non residents.

• Available in AED, USD, EUR & GBP
• Free transfer of funds internationally
• Free Teller Transactions
• Free Online Banking Channels
• Free Phone Banking
• Free ATM/Debit Card
• Free Monthly/Quarterly Statements
• Zero minimum balance maintenance requirements
• Free banking with all fees waived

Unmatched rewards on Debit Card with 1% cashback on purchases

• Free banking with Al Masraf fees waived (T&Cs apply)
• Enjoy attractive interest rates
• No minimum balance requirement
• Free online banking channels
• Free phone banking
• Free ATM/Debit card
• Unmatched rewards on Debit Card with 1% cashback on purchase
• Free transfer of funds internationally

Free banking with Al Masraf fees waived (T&Cs apply)

Unmatched rewards on Debit Card with 1% cashback on purchases

• Enjoy attractive interest rates of up to 2.05% per annum on USD Offshore Secure Saver Account

• Interest computed on daily closing balance and paid monthly

• Build up your savings with free automatic transfer or standing instructions

• Available in USD & GBP currencies

• Free E-Statements

• Access to ADCB Personal Internet Banking, Mobile Banking and a dedicated Contact Centre.

• No minimum balance fee for salary transfer of AED 5,000 and above
• Buy 1 Get 1 Free' movie offers covering 2D, 3D, 4D and other premium experiences across UAE.
• Fee-free cash withdrawals at any bank ATM in the UAE
• Fee-free international money transfers on INR, PKR, EGP, PHP
• Fee free Overdraft up to 2 salary multiple or AED 30,000 (whichever is lower) with no fees, and no interest on the first AED 500
• One free balance enquiry at any bank ATM
• Choice between AED, USD, GBP and Chinese Renminbi account currencies
• Daily cash withdrawal limit of up to AED 8,000 at HSBC UAE ATMs
• A free international Visa Debit Card accepted at over 25 million outlets worldwide, giving you access to your accounts at over 1 million ATMs around the world
• Utility bill payments through online and mobile banking
• Up to 10% off British Airways airfares when you book with your HSBC Personal Banking Debit Card
• Complimentary HSBC ENTERTAINER app, along with hundreds of offers from the I Love Dining programme. Enjoy airport dining offers at over 200+ locations globally with the Dragon Pass Dine & Travel programme. Terms and conditions apply.

Earn 1 Air Mile for every AED 4 spend on your card and redeem for flights, hotels and retail vouchers.

• No charges for cash withdrawals at any bank ATM acrooss the UAE and GCC
• Preferential rates on personal loans
• Free instant international fund transfers through online and mobile banking 
• Free global emergency cash up to USD 10,000 from any HSBC branch abroad in case you lose your wallet while travelling abroad
• 50% discount on processing fee for international HSBC account opening
• Current account available in multiple currencies (AED, USD, GBP and EUR)
• Fee free Overdraft up to 1 salary multiple or AED 50,000 (whichever is lower), the first AED 2000 being interest free.
• Up to 10% off British Airways airfares when you book with your HSBC Advance Debit Card

Get AED 1,500 when you open an Advance account.  You could also be eligible for up to AED 2,100 cashback 

• Enjoy up to AED 600 cashback when you open a Max Rewards card today
• Enjoy up to AED 600 cashback when you open a Cash+ card today
• Enjoy up to AED 600 cashback when you open a Cashback card today

• Priority servicing, support and a Premier Debit Card accepted at over 25 million retail outlets worldwide and over 1 million ATMs
• Dedicated Relationship Manager
• Automatic Premier status in 29 markets around the world
• Family Banking solutions covers your spouse and children, which means they too can have a Premier account of their own
• Premier Children Savings account and a transactional account with a supplementary debit card for children above 14 years of age
• Overdraft up to 2 salary multiples or AED 30,000 (whichever is lower) with no fees, and with no interest payable on the first AED 5,000
• View all of your international accounts in one place, and make instant, no-fee transfers between them with a Global Money Account
• A Current Account available in UAE Dirham, US Dollars, Euro and Pound Sterling
• Transfer funds to 200 countries and regions in over 25 currencies including INR, PKR, EGP and PH with no fee
• Preferential rates for loans, mortgages, savings and term deposits, as well as global money transfers
• Free instant international fund transfers through online and mobile Banking 
• Autopay and standing instructions
• Free online banking, phone banking and SMS alerts - bank where and when it suits
• Free cheque books - and if your cheque book is lost or stolen, use 'Stop Cheque'
• Unlock Premier status across 29 markets, with a unique range of global services and solutions.
• Be confident your finances are in good hands, with preferential rates and access to our expert wealth advisors
• Look after those that mean the most, with savings solutions for your child and complimentary family travel insurance

• Get AED 1,500 when you open a Premier account
• Get AED 250 when you open a Premier Family Banking Account for your spouse or child
• You could also be eligible for up to AED 2,350 cashback

 Customers who open a Max Rewards, Cash+ or Cashback Card can get up to AED 600 welcome cashback

• Enjoy up to AED 600 cashback when you open a Max Rewards card today
• Enjoy up to AED 600 cashback when you open a Cash+ card today
• Enjoy up to AED 600 cashback when you open a Cashback card today

• Take advantage of global wealth building opportunities with the help of the Citigold Client Advisory Group - your personal wealth management advisors.
• Buy and sell equities, ETFs and bonds in a range of markets through our user-friendly e-Brokerage platform.
• Keep an eye on all your local and overseas Citibanking relationships and investments with a Global View of Accounts.

Join Citigold and get up to AED 16,000 upon maintaining your initial funding balance for 90 days, and meeting the investment or insurance criteria.

Funding Reward:
Citigold: AED 4,000- Open and fund a Citigold Account with a minimum of USD 200,000 within 90 days of account opening date and maintain a total relationship balance at or above USD 200,000 for all times.
Citigold Private Client:AED 10,000- Open and fund a Citigold Private Account with a minimum of USD 10,00,000 within 90 days of account opening date and maintain a total relationship balance at or above USD 10,00,000 for all times.
Additional Reward:
AED 3,000 - Customer must be an active Citibank UAE Primary Credit Card holder at the time of opening a Citigold or Citigold Private account
Bonus Reward:
AED 2,500 - Customer must have qualified for the funding reward and in addition , purchased a total of atleast USD 10,000 worth of investments or life insurance products by the end of the funding period
Profiling and Mutual fund Account Opening Reward:
AED 500 - Open a Citigold or a Citigold Private account,  Open a Mutual fund account and  complete investor profiling.

Terms related to which customers are eligible for this offer:

1. Customers that have closed any Citibank account where they were a single or joint account holder within 12 months immediately preceding the date of opening the new Citigold/Citigold Private Client Account are not eligible for the reward
2. For joint accounts, only one reward will be given to the Primary Account Holder
3. This offer is applicable only for UAE residents
4. Offer is NOT applicable for US persons
5. Offer is NOT applicable for Citibank staff (Including Non-Employees)

Terms related to what eligible customers must do to qualify for this offer:
6. The Campaign is valid for all new customers who open Citigold (CG) /Citigold Private Client (CPC) relationship bank accounts from September 1st 2023 to December 31st 2023.
7. Initial Funding: Once a CG account is opened, the customer must have Total Relationship Balance of USD 200,000 (or equivalent in other currencies) or more in their CG relationship within 90 days of opening the bank account. Likewise, the customer must have Total Relationship Balance of USD 1,000,000 (or equivalent in other currencies) or more under CPC relationship, within 90 days of opening the bank account. Total Relationship Balance is the sum of balance in deposits, investments (clients equity only, leverage component not included) or insurance policy values.
8. In order for a customer to qualify for CG Funding Reward, once initial funding has taken place, customer must maintain their relationship balance of USD 200,000 (or equivalent in other currencies) or more in their CG relationship for a period for 90 consecutive days at all times. Likewise, for a customer to qualify for CPC Funding Reward, once initial funding has taken place, customer must maintain their relationship balance of USD 1,000,000 (or equivalent in other currencies) or more in their CPC relationship for a period of 90 consecutive days at all times. The 90 consecutive days in which customer maintains required Total Relationship Balance is defined as Funding Period. For the avoidance of doubt, the Funding Period has to start no later than 90 days from account opening date. For the purpose of calculating reward, the lowest daily balance maintained for the 90 days will be taken
9.Funds transferred from Citibank UAE accounts will NOT be counted towards TRB calculation for offer fulfilment. Any funds that a customer received from another Citibank UAE account will be deducted from the TRB calculation for Funding Offer reward. For example, if a customer opened an account in September 1st, 2023, funded the account on January 10th, 2023 and maintained a TRB of $250,000 until April 10th, 2023, BUT $150,000 of the $250,000 came from a transfer from another Citibank UAE account, the customer’s TRB would be calculated to be only $100,000 and the customer would NOT qualify for the offer.
10. To earn the Bonus Reward, the customer must qualify for Funding Reward as mentioned in above clauses, and additionally have purchased at least $10,000 worth of investment products or life insurance products by the end of the Funding Period.
11. The account should be in good standing at the time of reward credit
12. Customer qualifying under this offer cannot concurrently qualify under any other offer related to CG/CPC account relationship.

Other Terms related to this offer:

13. The Funding and Bonus Rewards would be credited to customer’s bank account within 30 working days of customer fulfilling the qualification criteria
14. Citibank reserves the right to change / modify the campaign anytime
15. Citibank Terms and Conditions apply which can be read at https://www.citibank.ae/TnC . They are subject to change and are available upon request
16. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. UAE
17. In no event shall Citibank, any of its affiliates, or any of their officers, directors, employees or agents be liable for any loss, damage or expense arising out of or otherwise related to this offer
18. By inquiring about our services, offers or products, the customer will be authorizing our representatives to approach on contact details including the telephone/mobile number
19. If the required balance is not maintained (For Citigold USD 200,000 and/or Citigold Private Client USD 1,000,000) for 4 months, the account may be closed or downgraded by Citibank in compliance with the applicable terms and conditions
20. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals
21. The Consumer has the right to acquire separately one of proposed bundled Products and or Services and forgo the favourable terms

Offer Terms and Conditions (for Investment Account Opening & Profiling & Reward):

1. The offer is valid for all new customers who open Citigold (CG) /Citigold Private Client (CPC) relationship bank accounts during the period from September1st 2023 to December 31st 2023. (both dates included) (“Offer Period”).
2. Customers are eligible to receive AED 500 cashback on their retail account if they open a new Mutual Fund Account or Securities Brokerage Account with Citibank N.A. UAE and complete their investor profile during the Offer Period and have Knowledge and Experience in Mutual Funds category which is indicated and confirmed by them to Citibank N.A. UAE as part of the investor profile.
3. The offer will be at individual Customer Identification Number. If the customer opens more than one Mutual Fund Account with Citibank N.A. UAE under single or joint relationships, this offer is applicable only once per customer on the last opened Mutual Fund Account during the Offer Period
4. The cashback will be credited to the customer’s Citibank bank account on 15th of the subsequent month in which mutual fund account or Securities Brokerage Account was opened
5. Systematic Investment Plan (SIP) transactions are excluded from this offer.
6. Customers need to have an active Mutual Fund Account or Securities Brokerage Account with Citibank UAE, a valid investor profile, Knowledge and Experience in Mutual Funds category which is indicated and confirmed by them to Citibank at the time of us crediting the cash back to customer’s Citibank bank account
7. In addition to the above, General Terms & Conditions available on www.citibank.ae that governs the Mutual Fund Account, the Securities Brokerage Accounts and the Investment Services apply to this offer.
8. Customers are expected to have read and understood the above terms and conditions and the General Banking Terms & Conditions document available on www.citibank.ae at the time of signing the account opening documents
9. These terms and conditions are subject to any applicable laws and regulations, including any regulations governing the Mutual Fund Account or the Securities Brokerage Account.
10. The Consumer has the right to acquire separately one of proposed bundled Products and or Services and forgo the favourable terms

• Free LIV Visa debit card is provided on the account opening
• Get up to 50% off at selected merchants which includes shopping, dining, entertainment and leisure
• Get 25% OFF on movie tickets at Reel Cinemas
• Get AED 200 OFF on flight ticket bookings on travelstart UAE
• Get 30% discount on first three careem rides and 15% OFF on 4 careem rides monthly
• Get Buy 1 Get 1 Free offers at Burger King and Papa John's
• Provides 1.5% profit rate per annum
• Can open the account online instantly using the liv app
• Free Platinum Credit Card who met the credit card requirements such as minimum income, healthy bureau score etc.,

Earn points, or ‘livions’, for all kinds of interactions with your Liv. app & card

Livions give you access to all the cool games & contests Liv runs

Pro tip: your livions are valid for 90 days from the day they’re earned. They’ll expire on the 91st day, so don’t forget to use them up!

• 10 AED bonus after the first wallet top up using another debit card
• The first remittance to India, Pakistan, Philippines Bangladesh, Sri Lanka and Nepal is FREE of fees.
• If you use the Pyypl card at least once during the month the monthly fees are waived.
• Spend securely - Pyypl is safe for online payments. You don't need to worry about someone using your card illegally. You control your card and you can freeze and unfreeze it with a tap.
• Everyone qualifies No bank account needed, no minimum salary, no minimum balance, no post-date cheques, no paperwork, and no branch visit. All nationalities are welcome.
• Receive & transfer money quickly - receive and transfer money with other Pyypl users.
• You can also remit money to Philippines with one of the best market exchange rates.
• Track your spending - Get full visibility and control over your spending.
• Load your Pyypl card Easily load your account by cash or with other debit cards. Send online Top-up.
• Instant Mobile Recharge - send your instant recharge in the following countries: Afghanistan, Bangladesh, Cameroon, Egypt, Ethiopia, India, Kenya, Nepal, Nigeria, Pakistan, Palestinian, Philippines, Sri Lanka, Starting in October - Kenya, Nigeria, Ethiopia Remittance service Remit money instantly to India, Pakistan, Philippines, Sri Lanka and Nepal.
• You can choose to send money straight to a bank account or for a cash pickup within minutes in one of the available destinations.
• No extra fees for the receiver.
• Recharges and Bill Payments Buy your recharge card for: Du, Etisalat, Virgin Mobile, Salik, Hello! VoIP, Five VoIP, iTunes UAE, Google Play, Netflix.  

iSave is an online account with the following features:

• 2% per year on new funds deposited from 1 February to 30 June 2022
• Instant account opening through the FAB Mobile app and Online Banking
• Available in AED
• No minimum balance requirement
• No restrictions on the number of withdrawals

Band Balance Band Balance >AED 500,000 to AED 5,000,000 will earn upto 1.3% to 1.68% per year
Band Balance >AED 5000,000 will earn upto 1.68% and less

Conditions 

• Valid for individual customers with new funds only
• Eligibility to be calculated on average monthly balance
• 31 January 2022 to be considered the base balance
• Any increment over the base balance at the customer level defined as new funds
• Differential interest amount of 2% per year over the prevailing interest rate to be applied within 30 days of the campaign’s end date  for the campaign months
• Existing funds subject to the prevailing interest rate (mentioned below), which is applied monthly

• No minimum balance required
• Discover 2% cashback on debit card transactions on noon, noon Grocery, NowNow & Sivvi, 0.10% on all other purchase transactions and enjoy accelerated Salaam Points.
• Earn up to 1.00% interest per annum on your savings.
• Enjoy free noon VIP membership for one year. This brings you free express/ next day delivery and buy one get one free offers at noon VIP partner restaurants.
• Money transfers to over 40 destinations globally with 1 free international transfer per month
• Enjoy the flexibility of using money anytime through Debit Card
  
  With Mashreq noon VIP Savings Account you don’t have to maintain any minimum balance or pay a monthly fee.

Enjoy free noon VIP membership for one year. Enjoy free noon VIP membership for one year. This brings you free express/ next day delivery and buy one get one free offers at noon VIP partner restaurants

• 24/7 secure online banking
  24/7 cash and cheque deposits
  Mobile banking - Convenience on the go
  
  Customer can avail all the below facilities
  
  
• Statements
• Letters and Bank certificates
• Copy of Outward Remittance
• Demand Draft & Pay order issuance
• Request - stop payment pay order/DD
• Cancellation of DD/PO
• Paid by PO/DD
• TT returned due to discrepancy
• Funds Transfer Amendment / Cancellation
• Auto - fax of OTT/ITT advices (monthly charge) AED 100 AED 100 AED 100
• Standing Orders
• Request - calling back funds remitted against standing instructions
• Copy of standing order instruction application
• Standing order cancellation or suspension
• Post Dated Cheques (PDC)
• Extension of due date
• Custodial Service per cheque Outstanding PDC report
• Replacement/premature withdrawal per cheque
• Miscellaneous Charges (related to Cheques)
• Request for photocopy / details of cheques-less than 6 months
• More than 6 months old
• Stop Payment per Cheque
• Partial Cheque Payment
• WPS Payroll Service 
• Non WPS Payroll
• To Mashreq Bank account
• To Other Bank account
• Outward Clearing/Inter-City/Clean Collection
• Inter-city Clearing (IBCI)
• Special Clearing
• Collection within UAE
• Collection outside UAE
• Foreign currency Cheque/Drafts Purchased
• Cheque Returned unpaid
• Inward Clearing/Book Transfer
• Outward Clearing/Inter-City/Clean Collection
• Processing Fees for Foreign Currency Sale to Customers
• Minimun of AED 50 or the fees below, whichever is higher
• Type of transaction NeoBiz
• ame Currency FCY Withdrawal/Deposit of Cash 
• Cross Currency FCY Withdrawal/Deposit

50% off on MindCloud
10% discount on lexycom legal services
7.5% discount on makemytrip
10% cashback on Booking.com

Quick Remit:
Free transfers to India, Pakistan, instant transfer and 24/7 available

Instant loan:
Designed as an exclusive benefit for customers who use Neo as their Salary account. Mashreq Neo customers can now fast track their wish list with Neo Instant loans. To find your eligibility , Click on the menu button and then the loans button, post you log in to your Neo app.

Mashreq Millionaire:
Purchase Mashreq Millionaire Certificates to participate in our monthly and quarterly lucky draws. Each certificate is valued at only AED 1,000. The more you purchase, the better your chances of qualifying for all prizes, including the grand prize of AED 1,000,000!

Pay Bills
Etisalat, Du, DEWA, SEWA, Salik, school fees, international mobile connections and 100 other partners. Let us know and we will handle everything for you. No extra cost.

Early Bird Cashback Offer for AED 350.
AED 35 - Purchase 3 Mashreq Millionaires Certificates +
AED 65 - Debit Card Spends AED 3000 +
AED 75 - Quick Remit of AED 3000 +
AED 75 - Motor Insurance AED 100 - Term Life or Critical Insurance Plan

Cashback on purchases:

With MashreqPay get 5% cashback on all your spends each month. Simply tap your smartphone on the POS terminal during checkout to make contactless, cashless & secure payments in a jiffy. This service works at all NFC enabled Terminals in UAE and abroad across all android devices.

•Register your Mashreq Credit or Debit Card on MashreqPay and make 1 transaction to get your Joining Bonus of AED 25 guaranteed cashback.

•You are eligible for a 2% cashback of up to AED 50 for the first 10 transactions and an additional 5% cashback of up to AED 50 for more than 10 transactions in a calendar month.

•Opt in for free coupons from your favorite stores. You will get the coupons for redemption once you reach the required spends.